Coverage and service for the Pine Tree State
If you live in Maine or plan to move there, we can help you find the protection you need with USAA Auto Insurance.
Whether you're driving the rugged coastline on Route 1, journeying through the White Mountains or cruising the scenic roads of Acadia National Park, we can be there for you.
Required car insurance coverage in Maine
Maine law requires drivers to have the following minimum coverage limits.
Coverage |
Bodily injury liability |
|---|---|
Description |
This helps cover expenses for the injuries or deaths of others involved in accidents where you're found at fault. |
Minimum requirements |
$50,000 limit per person $100,000 limit per accident |
Coverage |
Property damage liability |
Description |
This helps pay for damages to other people's property like vehicles, homes and other buildings if you're at fault for an accident. |
Minimum requirements |
$25,000 limit per accident |
Coverage |
Uninsured motorists bodily injury |
Description |
This helps cover your expenses if you're injured in an accident caused by a driver who doesn't have insurance. |
Minimum requirements |
You must have the same limits as your bodily injury liability coverage. |
Coverage |
Medical payments |
Description |
This helps cover medical expenses if you or your passengers are injured in an accident. |
Minimum requirements |
$2,000 per accident |
Required car insurance coverage in Maine
Maine law requires drivers to have the following minimum coverage limits.
| Coverage | Description | Minimum requirements |
|---|---|---|
Bodily injury liability |
This helps cover expenses for the injuries or deaths of others involved in accidents where you're found at fault. |
$50,000 limit per person $100,000 limit per accident |
Property damage liability |
This helps pay for damages to other people's property like vehicles, homes and other buildings if you're at fault for an accident. |
$25,000 limit per accident |
Uninsured motorists bodily injury |
This helps cover your expenses if you're injured in an accident caused by a driver who doesn't have insurance. |
You must have the same limits as your bodily injury liability coverage. |
Medical payments |
This helps cover medical expenses if you or your passengers are injured in an accident. |
$2,000 per accident |
Maine law requires drivers to have the following minimum coverage limits.
| Coverage | Bodily injury liability |
|---|---|
| Description | This helps cover expenses for the injuries or deaths of others involved in accidents where you're found at fault. |
| Minimum requirements | $50,000 limit per person $100,000 limit per accident |
| Coverage | Property damage liability |
| Description | This helps pay for damages to other people's property like vehicles, homes and other buildings if you're at fault for an accident. |
| Minimum requirements | $25,000 limit per accident |
| Coverage | Uninsured motorists bodily injury |
| Description | This helps cover your expenses if you're injured in an accident caused by a driver who doesn't have insurance. |
| Minimum requirements | You must have the same limits as your bodily injury liability coverage. |
| Coverage | Medical payments |
| Description | This helps cover medical expenses if you or your passengers are injured in an accident. |
| Minimum requirements | $2,000 per accident |
Get up to 30% off your premium at renewal for being a safe driver. See note 4
With USAA SafePilot®, the better you drive, the bigger the discount you may earn.
Maine car insurance FAQ
If you’re moving to Maine or within the state, you should change the vehicle location on your auto policy. You may also want to review your coverage and deductibles, as insurance needs can change with a move.
It’s also a good idea to check with your state to see if you need to update your vehicle registration.
Some states may require you to carry a physical insurance ID card. You can print your own card or we can send it to you. You can also save a digital copy to the USAA Mobile App.