Take Advantage of Our Savings and Discounts
You'll have plenty of options based on your driving, your vehicle, and your membership
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Your Driving
- Safe DriverSee note2
- Defensive DrivingSee note3
- Driver TrainingSee note4
- Good StudentSee note5
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Your Vehicle
- New VehicleSee note6
- Multi VehicleSee note7
- Annual MileageSee note8
- Vehicle StorageSee note9
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Your Membership
- Family DiscountSee note10
- Length of MembershipSee note7
- Military InstallationSee note11
- No Payment Plan Fees
Bundle and Save
Get up to 10% off your homeowners or renters insurance premium when you add auto insurance.See note12
Let Us Take Care of You Around the Clock
Take advantage of our legendary service.
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Claims Center
From an auto claim to roadside assistance, we're with you before, during and after you file a claim.
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Payment Flexibility
Get a flexible payment plan to fit your pay schedule at no additional cost. Plus, pay nothing to start your policy.See note13See note, See note14
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Easy Access
Manage your policy, get car insurance quotes, request auto ID cards and more — online or from a mobile device.
Get this award-winning service and coverage that can start today.
Get a Free Auto Insurance QuoteIndustry-Leading Insurance
The Temkin Ratings measures customer experiences for large companies, and USAA continues to rank among the nation's best insurance providers.See note15
For the fifth consecutive year, USAA earned the highest score for customer service.
For the fourth consecutive year, USAA took the top spot for online experience.
Here's How You're Protected With USAA Auto Insurance
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Protection for Your Car
Get comprehensive and collision coverage, which will pay for damages any time your car's involved in an incident.
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Protection for Your Finances
Get liability coverage, which is required by most states, to protect you financially if you're at fault in an accident.
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Protection for You and Your Passengers
Get coverage like personal injury protection or uninsured and underinsured protection to fit your driving needs.
Accident Forgiveness
This optional coverage is free after five years if your household has not had any at-fault accidents.See note16
Additional Resources
More Ways We Can Help
Still have questions?
Our representatives are ready to help you around the clock.
Call Call 800-292-8045 .
Your Driving
Your Driving
Safe Driver
Maintain a good driving record for more than five years.
Defensive Driving
Improve your driving skills with an approved course.
Driver Training
Drivers younger than 21 can complete a basic driver training course.
Good Student
Maintain good grades.
Your Vehicle
Your Vehicle
New Vehicle
Get insurance for a car that's not more than 3 years old.
Multi-Vehicle
Extend your coverage to two or more vehicles.
Annual Mileage
Get a discount based on the number of miles you drive in a year.
Vehicle Storage
Get a discount of up to 60% when you store an insured car.
Your Membership
Your Membership
Family Discount
Continue the USAA Auto Insurance tradition that your parents started and you could save up to 10% on your own policy.
Length of Membership Savings
Stick with us for your car insurance coverage and you could save. USAA's rates beat the competition 3 out of 4 times.See note7See note, See note17
Military Installation Discount
Save up to 15% on comprehensive coverage when you garage your vehicle on base.