Whether you're on an ROTC scholarship or have contracted with a branch and are about to commission, you're eligible for USAA membership. It's free to establish and unlocks instant access to our products, services, award-winning support and more.
Choosing a bank that gets the job done for your unique needs is important. USAA Bank helps you get what you need to create the financial freedom and security you deserve with offerings like a starter loan, checking, credit cards, advice centered around
you and more.
The USAA Career Starter Loan is a low-cost way to fund the things you need while building credit and avoiding the burden of high-interest debt. All you need to apply is USAA membership and a USAA Classic Checking account.
What you need to know:
With a USAA Classic Checking account, these perks are in the mix:
If you have a car or plan to get one soon, we can help you with reliable auto insurance that's easy on your wallet. You'll also get the award-winning service USAA is known for.
Whether you’re looking to save on your premium by driving safe or driving less, we’ve got a driving program that could work for you with USAA SafePilot® or USAA SafePilot Miles™. See note 6
There are plenty of ways to save like our on-base discount See note 7, bundling with a USAA property policy See note 8 and more. Unlock even more benefits and discounts when you commission.
The USAA Mobile App makes it easy to manage your policy, request roadside assistance See note 9, and file and track your auto claims.
For as little $10 a month See note 10, USAA Renters Insurance means you can rest easy knowing the things you care about are covered in case of theft, flood or fire damage — whether you’re in the dorm, studying off campus or even traveling.
If your item is stolen or damaged in a covered loss, your policy will pay you enough to buy a new one or repair it rather than only paying the depreciated value. See note 11
Your belongings are covered on and off campus, back home, while traveling and everywhere in between.
Get expanded coverage for your class ring at no extra cost. If your ring is lost or accidentally damaged, it's covered with no deductible.
For as little as 14¢ a day See note 13, you can add extra protection for your high-dollar, can't-function-without-it tech and toys that covers stuff a standard policy doesn't, like spills, drops and lost devices. See note 14
Are you a cadet attending one of these military colleges?
If yes, then we've got a special type of renters insurance that's perfect for you. Starting at $9 a month See note 15, we'll help protect the things you value, like your uniforms See note 16, laptop, electronics and class ring in case of theft, flood or fire damage.
USAA membership is free and easy to join. Joining the USAA community unlocks so much.
USAA began in 1922 when 25 Army officers banded together to insure each other's vehicles. This commitment to serving the military community continues today. Our products and services are easy to manage and tailored for the military lifestyle. We have experiences that guide you through the four big military life events: Joining, PCS, Deployment and Separating/Retiring. Plus, you can easily change auto and renters insurance when you show up to your next assignment and use the USAA Mobile App to help manage your finances during TDY or deployment. In short, we're here for you — every step of the way.
It's important to get property insurance to cover your stuff in case of theft or covered damage, whether you're living in a dorm or off campus. In addition, liability coverage helps protect your finances if you're ever held responsible for someone else's injuries or property damage. You can find both kinds of coverage at a price to fit your budget at USAA Renters Insurance or Senior Military College Personal Property Insurance.
Your personal electronics are covered for losses such as fire and theft, but not for accidental breakage, drops and spills or misplacement. For those types of things, our Technology Endorsement is what you need.
You can use it to buy uniforms, household items or a car. You can also put the money toward an emergency fund or paying down high-interest debt, but you cannot use it to pay off educational expenses. Only take as much of the loan as you want to accomplish your goals. To get a better idea of what you might need, check out our CSL expense worksheet.