Already a USAA member with Homeowners or Renters coverage?
What's electronics coverage?
Electronics coverage, sold as a USAA Technology Coverage Endorsement,See note2 helps provide more insurance protection for your tech gadgets. Unlike a standard renters or homeowners policy, our tech package covers more common accidents. Like if you accidentally damage or lose your laptop or smartphone, we'll help pay to repair or replace them up to your coverage limit.See note3 You can choose between $1,000 and $10,000 of coverage. When you choose your coverage limit, think about how much it would cost you to replace all your devices.
What's electronics coverage?
Electronics coverage, sold as a USAA Technology Coverage Endorsement,See note2 helps provide more insurance protection for your tech gadgets. Unlike a standard renters or homeowners policy, our tech package covers more common accidents. Like if you accidentally damage or lose your laptop or smartphone, we'll help pay to repair or replace them up to your coverage limit.See noteSee noteSee note3 You can choose between $1,000 and $10,000 of coverage. When you choose your coverage limit, think about how much it would cost you to replace all your devices.
What's included in electronics coverage?
Our tech package covers common accidents like drops, spills and lost items for as little as 14 cents a day. It gives you extra coverage for most of your gadgets including:
What's included in electronics coverage?
Our tech package covers common accidents like drops, spills and lost items for as little as 14 cents a day. It gives you extra coverage for most of your gadgets including:
- Smartphones
- Desktop computers
- Laptops
- Tablets
- Smartwatches
- Fitness trackers
- TVs
- Gaming consoles
- Drones weighing less than 10 pounds, with or without any accessories, equipment or parts attached
- Personal digital assistants, with or without cellphone capability
- Virtual reality equipment
- Electronic readers
- Digital media players
- Stereo systems or home theater equipment and their related accessories
- Home networking equipment
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Some water leak damage
- Building and roof damage
- Vehicle damage or theft
- Your roommate's stuff
- Damage caused by insects or pets
In the event you accidentally damage or lose your covered devices, we'll help pay to repair or replace them, up to your selected coverage limit. You'll only pay a $250 deductible.
In the event you accidentally damage or lose your covered devices, we'll help pay to repair or replace them, up to your selected coverage limit. You'll only pay a $250 deductible.
Get extra protection for your electronic devices.
Who can get electronics coverage?
If you have a current USAA renters or homeowners policy, you can add electronics coverage. If you don't, get a quote and add tech coverage in the process. Electronics coverage is available only to renters and homeowners insurance policyholders in select states and some international locations.
Who can get electronics coverage?
If you have a current USAA renters or homeowners policy, you can add electronics coverage. If you don't, get a quote and add tech coverage in the process. Electronics coverage is available only to renters and homeowners insurance policyholders in select states and some international locations.
Learn more about protecting yourself and your stuff.
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How credit affects insurance premiums
Your credit score doesn't have an impact on your insurance premium, but your overall credit history does.
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What is renters insurance?
Renters insurance can help protect your personal property and cover you financially while renting.
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Is renters insurance worth it?
Renters insurance may be an affordable way to help protect your stuff and your financial well-being if something goes wrong.