Whether you just received your appointment letter or are already an academy cadet or midshipman, you're eligible for USAA membership. It's free to establish and unlocks instant access to our products, services, award-winning support and more.
Choosing a bank that gets the job done for your unique needs is important. USAA Bank helps you get what you need to create the financial freedom and security you deserve with offerings like a starter loan, checking, credit cards, advice centered around you and more.
The USAA Career Starter Loan is a low-cost way to fund the things you need while building credit and avoiding the burden of high-interest debt. All you need to apply is USAA membership and a USAA Classic Checking account.
What you need to know:
With a USAA Classic Checking account, these perks are in the mix:
If you have a car or plan to get one soon, we can help you with reliable auto insurance that's easy on your wallet. You'll also get the award-winning service USAA is known for.
Follow the rules of the road? You could save up to 30% off your premium at renewal with USAA SafePilot™ See note 6, a program that rewards safe drivers.
There are plenty of ways to save like our on-base discount, See note 7 bundling with a USAA property policy See note 8 and more. Plus, unlock even more benefits and discounts when you commission.
The USAA Mobile App makes it easy to manage your policy, request roadside assistance See note 9 and file and track your auto claims.
For as little as $5 a month See note 10, USAA Academy Personal Property Insurance means you can rest easy knowing the things you care about are covered in case of theft, flood or fire damage — whether you're in the dorm, studying off campus or even traveling.
If your item is stolen or damaged by a covered loss your policy will pay you enough to buy a new one or repair it rather than only paying the depreciated value. See note 11
Your belongings are covered on and off campus, back home, while traveling and everywhere in between.
Get expanded coverage for your class ring at no extra cost. If your ring is lost or accidentally damaged, it's covered with no deductible.
For as little as 14¢ a day, See note 13 you can add extra protection for your high-dollar, can't-function-without-it tech and toys that covers stuff a standard policy doesn't, like spills, drops and lost devices. See note 14
USAA membership is free and easy to join. Joining the USAA community unlocks so much.
USAA began in 1922 when 25 Army officers banded together to insure each other's vehicles. This commitment to serving the military community continues today. Our products and services are easy to manage and tailored for the military lifestyle. We have experiences that guide you through the four big military life events: Joining, PCS, Deployment, and Separating/Retiring. Plus, you can easily change auto and renters insurance when you show up to your next assignment and use the USAA Mobile App to help manage your finances during TDY or deployment. In short, we're here for you — every step of the way.
It's important to get property insurance to cover your stuff in case of theft or covered damage. In addition, liability coverage helps protect your finances if you're ever held responsible for someone else's injuries or property damage. While you're living at the academy, we'll also add specific endorsements to your personal property insurance policy at no additional cost. These endorsements are designed to help protect valuable items, such as a class ring or military-issued laptop.
Your military-issued laptop is covered at no extra charge. Other personal electronics are covered for losses such as fire and theft, but not for accidental breakage, drops and spills, or misplacement. For those types of things, our Technology Endorsement is what you need.
You can use it to buy uniforms, household items or a car. You can also put the money toward an emergency fund or paying down high-interest debt, but you cannot use it to pay off educational expenses. Only take as much of the loan as you want to accomplish your goals. To get a better idea of what you might need, check out our CSL expense worksheet.