Coverage and service for the Cowboy State
If you live in Wyoming or plan to move there, we can help you find the protection you need with USAA Auto Insurance.
Experience the wide-open spaces of Wyoming as you drive through Yellowstone National Park, navigate the winding roads of the Grand Tetons or take a scenic trip along the historic Oregon Trail. Whether it’s rugged terrain or charming small towns, we can be there for you.
Required car insurance coverage in Wyoming
Wyoming law requires drivers to have the following minimum coverage limits.
Coverage |
Bodily injury liability |
|---|---|
Description |
This helps cover expenses for the injuries or deaths of others involved in accidents where you're found at fault. |
Minimum requirement |
$25,000 limit per person $50,000 limit per accident |
Coverage |
Property damage liability |
Description |
This helps pay for damages to other people's property like vehicles, homes and other buildings if you're at fault for an accident. |
Minimum requirement |
$20,000 limit per accident |
Coverage |
Uninsured and underinsured motorists bodily injury |
Description |
This helps cover your expenses if you're injured in an accident caused by a driver who doesn't have insurance or doesn’t have enough coverage. |
Minimum requirement |
You can have any available limit up to your bodily injury liability coverage. Coverage can be rejected by written request. |
Required car insurance coverage in Wyoming
Wyoming law requires drivers to have the following minimum coverage limits.
| Coverage | Description | Minimum requirement |
|---|---|---|
Bodily injury liability |
This helps cover expenses for the injuries or deaths of others involved in accidents where you're found at fault. |
$25,000 limit per person $50,000 limit per accident |
Property damage liability |
This helps pay for damages to other people's property like vehicles, homes and other buildings if you're at fault for an accident. |
$20,000 limit per accident |
Uninsured and underinsured motorists bodily injury |
This helps cover your expenses if you're injured in an accident caused by a driver who doesn't have insurance or doesn’t have enough coverage. |
You can have any available limit up to your bodily injury liability coverage. Coverage can be rejected by written request. |
Wyoming law requires drivers to have the following minimum coverage limits.
| Coverage | Bodily injury liability |
|---|---|
| Description | This helps cover expenses for the injuries or deaths of others involved in accidents where you're found at fault. |
| Minimum requirement | $25,000 limit per person $50,000 limit per accident |
| Coverage | Property damage liability |
| Description | This helps pay for damages to other people's property like vehicles, homes and other buildings if you're at fault for an accident. |
| Minimum requirement | $20,000 limit per accident |
| Coverage | Uninsured and underinsured motorists bodily injury |
| Description | This helps cover your expenses if you're injured in an accident caused by a driver who doesn't have insurance or doesn’t have enough coverage. |
| Minimum requirement | You can have any available limit up to your bodily injury liability coverage. Coverage can be rejected by written request. |
Get up to 30% off your premium at renewal for being a safe driver. See note 4
With USAA SafePilot®, the better you drive, the bigger the discount you may earn.
Wyoming car insurance FAQ
If you’re moving to Wyoming or within the state, you should change the vehicle location on your auto policy. You may also want to review your coverage and deductibles, as insurance needs can change with a move.
It’s also a good idea to check with your state to see if you need to update your vehicle registration.
Some states may require you to carry a physical insurance ID card. You can print your own card or we can send it to you. You can also save a digital copy to the USAA Mobile App.