mobile domain:www.usaa.com
Skip to Content

Moving? We have overseas insurance for France too.

Help protect your car and property abroad.

If you’re PCSing or deploying to France, we can help cover you and your stuff with overseas insurance main page.

You can customize a policy to fit your needs while you live abroad.

Auto insurance

Stay covered when you’re driving in France. Here’s some of the coverage we offer:

  • Comprehensive coverage
  • Collision coverage
  • Rental reimbursement‍ ‍ See note 1
  • Roadside assistance‍ ‍ See note 2
Learn more USAA auto insurance main page

Renters insurance

We can help protect your personal belongings while you’re stationed abroad. Here are some of the things we cover:

  • Damage to military gear and uniforms‍ ‍ See note 3
  • Theft and vandalism
  • Smoke, fire and lightning damage
  • Flood and some other types of water damage
Learn more USAA renters insurance main page

Valuable Personal Property Insurance

Protect your valuables from theft and accidental breaks, losses or spills with no deductible. Here are a few of the things we help cover:

  • Jewelry and smartwatches
  • Cameras
  • Musical instruments
  • Guns and bows
Learn more USAA valuable personal property main page

Cover more with Personal Property Plus.

This policy offers protection beyond what a renters policy covers.

Plus, there's no deductible. It can help protect your:

  • Sports equipment.
  • Bikes and e-bikes.
  • Stuff you have with you while deployed.

For more details, call us.

From within the U.S.: 800-531-8722

Or, our European landline: 00-800-531-81110

Get covered before you move in 3 easy steps.

Steps to complete Get covered before you move in 3 easy steps.

  1. Find out what you need

    Think about what you plan to take with you, what you need to ship and what coverage you need to help protect your stuff.

  2. Get a quote

    If your move is more than 30 days away, you can get a quote online whether you already have a policy with us or not.

  3. Get covered

    If your move is less than 30 days away, call us to start your coverage and help protect your stuff during shipment.

Need to transfer an existing USAA policy?

We can get you a policy that helps protect you in France. We’ll make sure you don’t lose your coverage when you need it most.

Call the policy service number for your location to get started.

View contact info USAA contact us page

Resources to help you plan your move to France

Moving checklist

Answer a few quick questions to help simplify what you need to do.

Get started with the moving checklist

PCS resource center

Understand all your options to help make your move easier.

Explore PCS resources

PCS budgeting tips

Learn how to avoid common money mistakes and save more.

Get budgeting tips

Our coverage can go with you if you visit the states.

Renters coverage goes worldwide.‍ ‍ See note 4

You don’t lose your renters coverage when you travel. If you’re visiting friends or family back home, we cover the things you take with you.

A UST policy adds affordable driving coverage.

You can add a U.S. Touring, or UST, policy to help provide liability coverage if you rent or borrow a car in the U.S.

France overseas insurance FAQ

You can get the insurance documents needed to register your vehicle through a locally licensed insurer.

They can also provide mandatory liability coverage for your vehicle. We currently don’t offer this coverage for auto policies in France.

Yes. Insurance premium tax is charged on all auto insurance policies in France.

Refer to your declarations document for details.

Your auto coverage

If you’re shipping your car, keep your overseas policy until it arrives. Then we can help you transfer your coverage to a stateside policy. You just need to USAA contact us page.

If you’re not taking your car, remove your name from the registration and your insurance papers from the car. After that, you can cancel the policy. You’ll need to pay a premium for any coverage you’ve received.

Your renters coverage

Keep your overseas policy while your stuff is in shipment. That way you still have protection for any covered losses on the way.

When you and your stuff are back in the U.S., we can help transfer your policy. When you’re ready, USAA contact us page.

Before you drive

  • Most countries will require you to complete an accident report form. In your vehicle, you should carry a blank copy of the PDF of European Accident Statement.
  • Many countries require you to have warning triangles, reflective vests and a first-aid kit in case of an accident. Check local driving regulations to find out more.
  • Keep a copy of your green card handy as proof of insurance.

At the scene of the accident

  • Dial 112 for emergency service in Europe. You may need to contact the police if there are injuries, you're in a hit-and-run, or the other party is uncooperative and at fault.
  • Don't sign anything except the European Accident Statement. This lets each driver explain what happened but doesn't assign blame.
  • Take pictures of the accident scene and damaged vehicles, including license plates. If possible, get the other driver’s name, driver’s license number, address and phone number. Also get the name of their insurance carrier, policy number and vehicle registration.
  • Use a translation app to help communicate in the local language.
  • In a one-car incident, find the owner of any damaged property to complete a report. If you can’t find them, leave a note at the scene and report it at the nearest police station.

Filing a claim after an accident

You can file a claim on the USAA Mobile App main page. Or you can file online USAA claims main page. As soon as possible, contact a USAA claims representative USAA contact us page.

Related footnotes:

  1. Rental Reimbursement and Transportation Expenses are additional coverages and require additional premium. Restrictions apply.

  2. USAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.

  3. No deductible will be applied for a covered loss to your military uniforms or military equipment while you are on active or reserve duty.

  4. Availability of renters insurance to residents of another country is limited to qualified members.

Related footnotes:

  1. Membership eligibility and product restrictions apply and are subject to change.

  2. Property and casualty insurance provided by United Services Automobile Association (USAA), USAA Casualty Insurance Company and USAA General Indemnity Company which are domiciled in Texas and are licensed in all 50 United States and D.C.; Guam, Puerto Rico, and/or the Virgin Islands; USAA S.A. UK Branch, authorized by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority to write coverage in the United Kingdom. USAA S.A. UK Branch Registration Number: England BRO23811, also registered with the Registre du Commerce et des Societes of Luxembourg; or USAA S.A., authorized by the Luxembourg Minister of Finance and supervised by Commissariat aux Assurances to write insurance under the Freedom of Services Directive in Azores, Belgium, France, Germany, Greece, Italy, Netherlands, Portugal and Spain. USAA S.A. Trade and Companies Registration Number: B-224622. Not all products are available to all applicants in all locations. Product availability may vary in some foreign locations due to local laws and restrictions.

6075877