Think about what you plan to take with you, what you need to ship and what coverage you need to help protect your stuff.
Get covered before you move in 3 easy steps.
Steps to complete Get covered before you move in 3 easy steps.

Need to transfer an existing USAA policy?
We can get you a policy that helps protect you in the U.K. We’ll make sure you don’t lose your coverage when you need it most.
Call the policy service number for your location to get started.
Get tips on safe driving in the U.K. to protect you and your car.
U.K. overseas insurance FAQ
Yes. The U.K. charges Insurance Premium Tax on most policies in the country. Check your declarations documents for details.
Your auto coverage
If you’re shipping your car, keep your overseas policy until it arrives. Then we can help you transfer your coverage to a stateside policy. You just need to contact us.
If you’re not taking your car, remove your name from the registration and your insurance papers from the car. After that, you can cancel the policy. You’ll need to pay a premium for any coverage you’ve received.
Your renters coverage
Keep your overseas policy while your stuff is in shipment. That way you still have protection for any covered losses on the way.
When you and your stuff are back in the U.S., we can help transfer your policy. When you’re ready, contact us.
Before you drive
- Most countries will require you to complete an accident report form. In your vehicle, you should carry a blank copy of the European Accident Statement.
- Many countries require you to have warning triangles, reflective vests and a first-aid kit in case of an accident. Check local driving regulations to find out more.
At the scene of the accident
- Dial 999 for emergency service in the U.K.
- Don't sign anything except the European Accident Statement. This lets each driver explain what happened but doesn't assign blame.
- Take pictures of the accident scene and damaged vehicles, including license plates. If possible, get the other driver's name, address and phone number.
- In a one-car incident, find the owner of any damaged property to complete a report. If you can’t find them, leave a note at the scene and be sure to report it at the nearest police station.
Filing a claim after an accident
You can file a claim on the USAA Mobile App. Or you can file online. As soon as possible, contact a USAA claims representative.