Rates for USAA Youth Spending
| Daily Ledger Balance | Annual Percentage Yield (APY) |
|---|---|
| $1,000 or more | 0.01% |
Minimum deposit to open is $25. Variable APYs are current as of 10/30/2025. Rates are subject to change. Fees may reduce earnings.
View accounts terms and fees (PDF Opens in New Window)
Rates for USAA Youth Savings
| Daily Ledger Balance | Annual Percentage Yield (APY) |
|---|---|
| Less than $1,000 | 0.01% |
| $1,000 to $4,999.99 | 0.01% |
| $5,000 to $9,999.99 | 0.01% |
| $10,000 or more | 0.01% |
Minimum deposit to open is $25. Variable APYs are current as of 10/30/2025. Rates are subject to change. Fees may reduce earnings.
View accounts terms and fees (PDF Opens in New Window)