USAA Federal Savings Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
With a $1,000 minimum opening deposit, you can enjoy higher interest rates based on your balance. Plus, earn more by enrolling in the Relationship Rates Program.
An initial deposit of $25 or more gets you started on your savings journey.
With a $1,000 minimum opening deposit, you can enjoy higher interest rates based on your balance. Plus, earn more by enrolling in the Relationship Rates Program.
An initial deposit of $25 or more gets you started on your savings journey.
You could qualify for higher rates if you enroll your USAA Performance First® Savings account.
Have a USAA Classic Checking account? Put it on autopilot with regular transfers to savings using our free tools.
Save even more when you never need to worry about monthly service fees.
Track activity across all your accounts with our free money management tools.
When you apply for a savings account, it’s easy to add checking too. All you need is an additional deposit of $25 or more.
With both accounts, you can move and manage your money all in one place.
Help them build a positive relationship with money that can benefit them for life.
Move money with ease with Deposit@Mobile . There are no fees to send and receive money with Zelle® from the USAA Mobile App.
Send some of your paycheck directly to savings with direct deposit. You can also make deposits at select USAA Federal Savings Bank ATMs.
You'll get automatic alerts 24/7 for any suspicious activity on your account.
Steps to complete Opening an account is fast and easy.
If you’re not a USAA member, check if you can join.
Choose the savings account that works best for you. You can also apply for a checking account at the same time.
You’ll provide your full name, address, date of birth and other information.
Make a payment using a checking, savings, Visa® or Mastercard® debit card or credit card.
To fund your checking or savings account, you can:
Yes. After you open an account, you can add another USAA member as an account owner. They'll need to electronically sign documents we'll send to their inbox before we can add them.
Yes. Upon request, we’ll send you an ATM card that lets you withdraw cash from your savings account. You just can't use your ATM card for in-store or online purchases.
Yes. Upon request, we’ll send you a debit card that can be used for purchases from your checking account and also lets you withdraw cash from your checking or linked savings account.