If you’re not a USAA member, check if you can join.
Add a checking account to get more from your savings.
When you apply for a savings account, it’s easy to add checking too. All you need is an initial deposit of $25 or more.
With both accounts, you can move and manage your money all in one place.
Empower your kids with a youth savings account.
Help them build a positive relationship with money that can benefit them for life.
Opening an account is fast and easy.
Steps to complete Opening an account is fast and easy.
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Log on
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Select an option
Choose the savings account that works best for you. You can also apply for a checking account at the same time.
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Apply
You’ll provide your full name, address, date of birth and other information.
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Add money
Make a payment using a checking, savings, Visa® or Mastercard® debit card or credit card.
Savings account FAQ
To fund your checking or savings account, you can:
- Transfer money electronically from another USAA Bank account you own or from another bank.
- Connect an external account you own by entering your log in credentials.
- Use a debit or credit card to add up to $100.
Yes. After you open an account, you can add another USAA member as an account owner. They'll need to electronically sign documents we'll send to their inbox before we can add them.
Yes. Upon request, we’ll send you an ATM card that lets you withdraw cash from your savings account. You just can't use your ATM card for in-store or online purchases.
Yes. Upon request, we’ll send you a debit card that can be used for purchases from your checking account and also lets you withdraw cash from your checking or linked savings account.