mobile domain:mobile.usaa.com
Skip to Content

Set up direct deposit in minutes.

Switch your direct deposit or set up a new one online to help make paydays easier. 

Set up direct deposit 

Why should I use direct deposit?

Get money put directly into your USAA Federal Savings Bank account. You don’t have to pay extra to set it up. 

Get paid early.

You’ll get your paycheck up to 2 days early.‍ ‍

Skip the paperwork.

You don’t have to go to the bank, wait in lines or fill out deposit slips to add money to your account.

Gain peace of mind.

Money goes straight to your account with no chance of lost or delayed checks.

How do I set up direct deposit?

Steps to complete How do I set up direct deposit?

  1. Find your payroll provider.

    Search for your employer or the company that pays you.

  2. Connect your account.

    Sign in to your payroll provider.

  3. Confirm the details.

    Verify your direct deposit information, then you’re all set.

Set up direct deposit

card-pack-authored-content-1

Other ways to set up direct deposit

For these options, you’ll need your bank account number, not your USAA number.

Use your bank account information.

You can also give your company your bank account number and routing number. They’re in your account summary. Learn how to find your direct deposit info.

Go to my account summary

Request a direct deposit form.

Some companies require a direct deposit form. Just answer a few questions, and we’ll create a form that you can fill out and send to them.

Request a form

Enroll on Go Direct® for federal government payments.

The federal government won’t send checks for things like tax refunds, Social Security and veterans benefits anymore. For more information, read their FAQ Open in New Window.

Enroll on Go Direct®

Use myPay on base if you’re on active duty.

If you don't know your myPay logon and you’re on active duty, use your Common Access Card, or CAC, to log on while you're on base or at work. Set up direct deposit there with your USAA Bank routing and account numbers.

Go to myPay (Opens new window)

Which payments can I get direct deposit for?

Paychecks

This includes wages you get from an employer, payroll or the military.

Government Benefits

Social Security, disability payments and other government benefits qualify for direct deposit.

Pensions

You can get retirement and annuity payments sent directly to your account.

Need to switch your direct deposit to USAA Bank?

Just use the same easy steps you would to set up a new direct deposit.

Set up direct deposit

Direct deposit FAQ

The time you get your money depends on when your employer or payer sends a payment notification to us.

Some will do this on the same day every pay period, but others may not.

Holidays and bank closures can also cause a delay.

We can send emails and text alerts if you have them turned on in your account settings.

To update it, you can change your communication settings. Message and data rates may apply.

You can also review payments on your USAA Home.

Yes, but your employer will have to set it up that way in their system.

If they ask for a direct deposit form, you’ll need to fill out a form for each account you want your deposit sent to.

Make paydays easier with direct deposit.

Set up direct deposit 

Related footnotes:

  1. Early access to direct deposit funds is subject to when USAA Federal Savings Bank receives notice of payment from the payer, which is generally one to two business days before the scheduled payment date. Early access to direct deposit funds is not guaranteed, may be stopped at any time, and may vary between pay periods.

Related footnotes:

  1. Deposit products and services offered by USAA Federal Savings Bank, Member FDIC. 

  2. "USAA Bank" means USAA Federal Savings Bank.

NC