Apply online or call a loan officer at 800-531-0341. If prequalified, we'll give you a letter so you can shop with confidence.
Our current VA jumbo loan rates
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Interest rate See note 4
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APR See note 5
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Who’s eligible for a VA home loan?
The VA requires at least one of the following, but other situations could apply. To speak to a loan officer about your eligibility, call 800-531-0341.
- You served at least 181 days straight during peacetime.
- You served at least 90 days straight during wartime.
- You served as a Reservist or in the National Guard for at least 6 years.
- You’re the spouse of a service member who died in action or from a service-related disability.
We’ll guide you through the process.
Steps to complete We’ll guide you through the process.
VA jumbo loan FAQ
The primary difference with VA jumbo loans is the amount financed. The rest of the mortgage process is similar to VA loans.
It's a one-time, non-refundable fee that you typically pay when you get a VA-backed mortgage. In most cases, you can roll the VA funding fee into the loan. But keep in mind, it’ll add to your overall loan balance.
The fee typically ranges from 1.25% to 3.3% of the loan amount. The exact fee amount is based on the purpose of the loan, your down payment amount, your service history and if you've used your VA loan eligibility before.
Some individuals are exempt from this fee, including:
- Those who get VA compensation for a service-connected disability.
- The surviving spouse of a veteran who died in service or from a service-connected disability.
- Active-duty Purple Heart recipients.
You can request a va loan certificate of eligibility COE online, Opens in a New Window. You can also ask your lender to help you get a COE.
The COE confirms that you've met the service requirements needed to get a VA loan. You'll need one every time you apply for a VA loan. For more information, go to the U.S. Department of Veterans Affairs website, Opens in a New Window.
VA benefits reduce the amount of your down payment depending on your entitlement.
Borrowers with full VA entitlement may be eligible for $0 down payment on a purchase price of up to $1.5 million.
If the purchase price exceeds $1.5 million, you’ll need a down payment. You may also need a down payment if you have partial entitlement, or if you’ve used an entitlement before.
Have questions?
For help, questions or to find out what you may qualify for, give us a call.
Call 800-531-0341
For TTY devices, dial 711
Hours of operation for USAA loan officers
Note: Days and times may vary