Auto Insurance for Teen Drivers

Help cut your teen's car insurance costs.

Get a quote for Teen Driver Auto Insurance

Retrieve a saved quote for Teen Driver Auto Insurance

Add your teen to your policy.

Adding a teen to your insurance policy is a lot easier than handing over your keys to a new driver.Just remember to secure coverage as soon as your teen brings home a learner's permit.

Add your teen driverView policy summary

Help your teen driver at every step.

Check out how we can help you and your new driver.

Getting Started

Building confidence in your teen driver starts with you at home, and we have the tools and tips to help.

View safety tips for your teen driver

Ready for the Road

Feel better knowing USAA has you and your teen covered when they're driving on their own. We're just a click or call away with USAA roadside assistance.^{See note1}

Out on Their Own

When it's time to let go, we can easily transition your teen off your policy onto their own and provide some potential savings along the way. Children of USAA Auto Insurance policyholders may qualify for a 10% family discount.^{See note2}

Begin your teen's driving journey with us.

Get a quote for Teen Driver Insurance

Here are some ways to help cut your costs.

Driver Training

Save when eligible drivers complete a basic driver training course.^{See note3}
USAA SafePilot®

Get up to 30% off your premium for being a safe driver.^{See note4}
Good Student Discount

Save when your teen driver brings home good grades.^{See note3}
Multi-Vehicle Discount

Add another vehicle to your policy so you can possibly lower your premium.^{See note3}

Safety and savings aren't just for adults.

Get a quote for Teen Driver Auto Insurance

IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

Note 1 USAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Cross Country Motor Club, Inc., Medford, MA 02155, except in AK, CA, HI, OR, WI and WY, where services are provided through Cross Country Motor Club of California, Inc., Thousand Oaks, CA 91360. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.

Note 2 To be eligible for this discount, the former dependent must have established eligibility through a USAA group sponsor's policy and be less than 25 years old. Additional requirements may apply. Not available in all locations.

Note 3 Discounts may not be available in all locations and are subject to change, other restrictions may apply.

Note 4 The USAA SafePilot program is an optional discount program available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in SafePilot to receive discount. This program is only available in select states. Program availability and state restrictions apply. Smartphone and download of the USAA SafePilot® App required.

Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days. Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount may vary by state and over the life of the policy.

Review the Program Terms and Conditions for more information.

Membership eligibility and product restrictions apply and are subject to change.

USAA Auto Insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, based in San Antonio, Texas; USAA Limited (UK) and USAA S.A. (Europe), and is available only to persons eligible for P&C group membership. Each company has sole financial responsibility for its own products. Coverages subject to the terms and conditions of the policy.

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