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Leaving the military

The transition to civilian life can be challenging. USAA has tools and resources that can help you navigate the changes, from finding a new career to making sure you have the right insurance coverage.

Is now the right time?

As you think about your future, you'll have a lot of decisions to make, from where to live and how to earn a living to deciding if it's even the right time to leave the military. Our separation assessment can help you weigh your options, including determining how much you'd need to earn as civilian to maintain your current lifestyle.

 

Take the military separation assessment

Leave the military with confidence.

It can be overwhelming to make such a big life change. Our separation checklist guides you through steps to take to smoothly transition out of the military with financial peace and security.

 

Use our personalized checklist

The basics of leaving the military

Ready to start a new chapter? These resources can help you prepare your finances for the transition from military to civilian life.

  1. 15 things to do when leaving the military
  2. Transitioning from military to civilian life
  3. 5 things to consider before moving your TSP
  4. How to get health insurance when leaving the military

 

Browse additional articles

Top related products, discounts and add-ons

Life insurance after military service

Your SGLI benefits will end after you separate from the military, but your need for life insurance won't. You may be able to convert your existing SGLI coverage to Veterans’ Group Life Insurance (VGLI), as well as purchase a supplemental policy.

Learn more about life insurance options

What you need to know about veteran's life insurance

IRAs and rollovers

Your ability to contribute to your TSP ends when you leave the military, so it's important to consider how you'll continue to save for retirement as a civilian.

Learn more about IRAs

Read about saving for retirement

Health insurance

If you’re separating from the military and losing TRICARE coverage, the cost of health care can come as a shock. Ensuring you have the best coverage for your needs can help you avoid financially devastating medical bills.

Learn more about health insurnce options

Read about health insurance options for veterans

Job-finding service

What comes next? You may be considering starting a business or finding a new employer. USAA has partnered with RecruitMilitary® to help you find your new career.

Find your new career

Read about veteran-owned businesses

Veteran & military spouse jobs with USAA

Veterans and military spouses have unique skills that aren't always fully appreciated. At USAA, we value your experience because it gives you firsthand insights into our members' needs and ways we can best serve them.

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Read about career resources for veterans

Tools and resources

Tools

  • Move Checklist
  • Financial Readiness Assessment
  • Money Management Tools

Perks and discounts

  • Travel Discounts (Opens new window)
  • Car Rental Discounts
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  • USAA Perks® (Opens new window)

Military support

  • Military Leave Benefits at Separation‍ ‍ See note 1 (Opens new window)
  • U.S. Department of Labor: Transition Assistance Program‍ ‍ See note 1
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  • USAAJobs: The Transition from Military to Civilian Life
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Need help with something else?

Related topics

  • Joining the Military
  • Deployment
  • Permanent Change of Station
  • Military Spouses
  • Moving
  • Preparing for Retirement
  • Loss of a Loved One

Additional products

  • Investments
  • Dental Insurance
  • Vision Insurance

Additional topics

  • Auto
  • Home
  • Finances
  • Life and Health
  • Family
  • Retirement

Related footnotes:

  1. You are leaving USAA and being directed to a third party site that is not maintained, owned or operated by USAA. USAA does not control and is not responsible for the site content or the privacy or security practices of third parties. You should read the third party's privacy and security policies and site terms, as their practices may differ from those of USAA.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. USAA means United Services Automobile Association and its affiliates.

  3. No Department of Defense or government agency endorsement.

  4. The information contained is provided for informational purposes only and is not intended to represent any endorsement, expressed or implied, by USAA or any affiliates.

  5. USAA Investment Services Company (ISCO), a registered broker-dealer and a registered investment adviser, provides referral and marketing services on behalf of Charles Schwab & Co., Inc. (Schwab), a dually registered investment adviser and broker-dealer. Schwab compensates ISCO for these services.

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