Auto insurance
Any changes like marriage, moving or adding a new driver could affect your auto rate.
How auto liability coverage works
Auto liability coverage helps protect you financially if you cause an accident. It can help pay for other people's bodily injuries or property damage, as well as your legal fees if you're sued.
By law, most states require you to have at least a minimum amount of liability coverage.
How an umbrella policy works
Umbrella insurance can help when a claim is more than the liability limits of your homeowners, auto or renters insurance.
If a claim against you is more than what your policy can cover, an umbrella policy could help pay the rest.
Why is liability coverage so important?
It helps protect you financially if you're responsible for someone else's injuries or property damage.
The right coverage can help you avoid paying large out-of-pocket costs if something goes wrong.
To learn more about how it protects your wallet, check out the benefits of car liability insurance.
Do you have enough liability coverage?
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The benefits of liability coverage: Elapsed time 0 seconds [0:00]
You don't have to be a millionaire to be sued like one. And while you may not be a millionaire, your liability insurance needs could add up to more than you might expect.
At USAA, we understand your coverage needs can change over time, which is why we recommend you review them at least annually.
Auto liability coverage helps protect you financially if you're at fault in an accident.
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Say you're in a traffic accident and responsible for damaging multiple cars and injuring several people.
If their medical bills and vehicle damages exceed the limits on your policy, could you afford to pay the difference?
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You may have to sell assets, dip into your savings or even have your paychecks garnished until you have paid what you owe. The general rule of thumb is to carry enough liability coverage to protect your assets such as owned property, savings, or investments, as well as your future earnings potential. However, each person's situation is unique.
Securing protection for the future is just one of the many ways USAA is here to help you become financially prepared. When it comes to liability coverage, it costs only pennies on the dollar compared to the protection it provides.
Use the link provided to review your current liability limits and make the necessary updates to make sure you’re protected.