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Becoming a parent

Parenthood can change everything. Whether you're having your first child, adopting or blending families, prepare your family finances for all the milestones ahead.

The basics when growing your family

Budgeting and saving for kids includes everything from child care to paying for college and even estate planning. Understanding your options can help secure their future while preparing your finances for the unexpected.

  1. Money saving tips for families
  2. Having a baby while on active duty
  3. How to weigh your options for child care
  4. Life insurance for new parents
  5. How to pay for college
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Saving for education

Learn how to financially prepare for your child's education while also taking advantage of incentives and benefits, no matter what route they take.

Learn more about saving for education

Do I need a 529 plan for each child?

Youth banking

Consider youth checking and savings accounts and help your kids build credit with good financial practices while they're young.

Learn more about youth banking

Read about youth checking & savings accounts

Children’s life insurance

A rider on a parent's policy or a stand-alone policy can help protect your family if the unthinkable happens.

Learn more about children’s life insurance

Read about the benefits of child life insurance

Estate planning

Creating an estate plan or establishing a trust can help secure your children's future and ensure your legacy lives on.

Learn more about estate planning

Get the estate planning checklist

Health insurance

As your family grows and changes, so should your health insurance. Make a list of your family’s needs to help decide what kind of health care plans can work for you.

Learn more about health insurance

Tips on shopping for health insurance

Establish membership for your children early.

Your child can experience the same membership benefits you've come to know and trust. By starting their membership early, you're preparing them for success now and solidifying their eligibility for later in life.

Update your profile

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Related topics

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  • Moving
  • Divorce
  • Loss of a Loved One
  • Military Spouses

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  • Renters Insurance
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  • Military Life
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  • Life, Health and Family
  • Retirement

Related footnotes:

  1. Investment and Insurance Products are:

    • Not Insured by the FDIC or Any Federal Government Agency
    • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank
    • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

  2. This material is for informational purposes. Consider your own financial circumstances carefully before making a decision and consult with your tax, legal or estate planning professional.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. USAA means United Services Automobile Association and its affiliates.

  3. USAA Investment Services Company (ISCO), a registered broker-dealer and a registered investment adviser, provides referral and marketing services on behalf of Charles Schwab & Co., Inc. (Schwab), a dually registered investment adviser and broker-dealer. Schwab compensates ISCO for these services.

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