State Programs & Grants to Fortify Your Home

Programs in your state

It looks like there currently aren't any programs offered in your state. Check again later, or connect with your state's emergency management agency.

Programs in your state

These resources could help you fortify your home against damage.

West Region
State	CA
Fortified Home or Fire Grant Program	California Wildfire Mitigation Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	CO
Fortified Home or Fire Grant Program	California Wildfire Mitigation Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	NM
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Home Fire Recovery Tax Credit available for homes destroyed by fire between 2021 and 2023 and expenses have been incurred to rebuild before Jan. 1, 2030. Does not require mitigation.
State	OR
Fortified Home or Fire Grant Program	Oregon Fire Hardening Grant Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	WY
Fortified Home or Fire Grant Program	Teton Conservation District Wildfire Reduction Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X

Programs in your state

These resources could help you fortify your home against damage.

West Region
State	Fortified Home or Fire Grant Program	Disaster / Catastrophe Savings Accounts	Tax Deductions
CA	California Wildfire Mitigation Program	X	X
CO	California Wildfire Mitigation Program	X	X
NM	X	X	Home Fire Recovery Tax Credit available for homes destroyed by fire between 2021 and 2023 and expenses have been incurred to rebuild before Jan. 1, 2030. Does not require mitigation.
OR	Oregon Fire Hardening Grant Program	X	X
WY	Teton Conservation District Wildfire Reduction Program	X	X

These resources could help you fortify your home against damage.

West Region
State	CA
Fortified Home or Fire Grant Program	California Wildfire Mitigation Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	CO
Fortified Home or Fire Grant Program	California Wildfire Mitigation Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	NM
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Home Fire Recovery Tax Credit available for homes destroyed by fire between 2021 and 2023 and expenses have been incurred to rebuild before Jan. 1, 2030. Does not require mitigation.
State	OR
Fortified Home or Fire Grant Program	Oregon Fire Hardening Grant Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	WY
Fortified Home or Fire Grant Program	Teton Conservation District Wildfire Reduction Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X

Programs in your state

These resources could help you fortify your home against damage.

Midwest Region
State	IN
Fortified Home or Fire Grant Program	Residential Safe Room Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	KS
Fortified Home or Fire Grant Program	Sunflower Safe Residential Safe Room Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	MN
Fortified Home or Fire Grant Program	Strengthen Minnesota Homes Grant Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	NE
Fortified Home or Fire Grant Program	Nebraska Residential Tornado Safe Room
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	OH
Fortified Home or Fire Grant Program	Ohio Safe Room Rebate Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X

Programs in your state

These resources could help you fortify your home against damage.

Midwest Region
State	Fortified Home or Fire Grant Program	Disaster / Catastrophe Savings Accounts	Tax Deductions
IN	Residential Safe Room Program	X	X
KS	Sunflower Safe Residential Safe Room Program	X	X
MN	Strengthen Minnesota Homes Grant Program	X	X
NE	Nebraska Residential Tornado Safe Room	X	X
OH	Ohio Safe Room Rebate Program	X	X

These resources could help you fortify your home against damage.

Midwest Region
State	IN
Fortified Home or Fire Grant Program	Residential Safe Room Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	KS
Fortified Home or Fire Grant Program	Sunflower Safe Residential Safe Room Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	MN
Fortified Home or Fire Grant Program	Strengthen Minnesota Homes Grant Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	NE
Fortified Home or Fire Grant Program	Nebraska Residential Tornado Safe Room
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	OH
Fortified Home or Fire Grant Program	Ohio Safe Room Rebate Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X

Programs in your state

These resources could help you fortify your home against damage.

South Region
State	AL
Fortified Home or Fire Grant Program	Strengthen Alabama Homes
Disaster / Catastrophe Savings Accounts	Alabama residents may, after May 15, 2012, establish catastrophe savings accounts to cover repair costs and losses related to damage caused by a catastrophic storm or flood.
Tax Deductions	Alabama residents may deduct from gross income the lesser of 50% of the cost or $3,000 to retrofit or upgrade their home to resist wind or flood damage.
State	DC
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	No tax credits or deductions, but the Floodproofing Rebate Program may provide grants up to $3,000 for the purchase and installation of approved flood proofing measures in the greater Bloomingdale and LeDroit Park drainage areas.
State	FL
Fortified Home or Fire Grant Program	My Safe Florida Home Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	As of August 1, 2025, certain disaster preparation and relief supplies will be tax-free.
State	GA
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	Georgia residents may, for tax years beginning January 1, 2026, establish catastrophe savings accounts to cover repair costs and losses related to damage caused by a catastrophic storm or flood.
Tax Deductions	X
State	KY
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	A refund on sales and use taxes for building materials to repair or replace a home or business after a natural disasters. Mobile homes are included. Maximum refund is $6,000 per building affected.
State	LA
Fortified Home or Fire Grant Program	Louisiana Fortify Homes Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Income tax credit up to 50% of costs paid by a taxpayer to voluntarily retrofit an existing residential structure to State Uniform Construction Code.
State	MS
Fortified Home or Fire Grant Program	Strengthen Mississippi Homes
Disaster / Catastrophe Savings Accounts	Catastrophe Savings Accounts
Tax Deductions	No tax credits or deductions, but a grant funded by FEMA may be available for installing a properly designed safe room or storm shelter.
State	NC
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Mitigation credits can be available for qualifying homeowners policies in North Carolina's beach and coastal territories.
State	OK
Fortified Home or Fire Grant Program	Strengthen Oklahoma Home Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	SC
Fortified Home or Fire Grant Program	SC Safe Home Mitigation Grant Program
Disaster / Catastrophe Savings Accounts	Catastrophe Savings Accounts
Tax Deductions	An income tax credit of 25% or $1,000 for cost incurred retrofitting a structure to protect against loss due to hurricanes, rising floodwater, or catastrophic windstorm events. Income tax credit up to $1,500 for state sales or use tax on purchases made to fortify a residence.
State	TN
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Natural Disaster Sales Tax Refund up to $2,500 to replace damaged or destroyed items at an individual's primary residence.
State	TX
Fortified Home or Fire Grant Program	Hurricane Harvey Resilient Home Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Sales and use tax exemption for labor that repairs residential real property in a declared disaster area. Materials used to make the repairs are taxable.
State	VA
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Tax extensions and penalty and interest waivers may be available. February 2025 flooding victims currently qualify through November 3, 2025.

Programs in your state

These resources could help you fortify your home against damage.

South Region
State	Fortified Home or Fire Grant Program	Disaster / Catastrophe Savings Accounts	Tax Deductions
AL	Strengthen Alabama Homes	Alabama residents may, after May 15, 2012, establish catastrophe savings accounts to cover repair costs and losses related to damage caused by a catastrophic storm or flood.	Alabama residents may deduct from gross income the lesser of 50% of the cost or $3,000 to retrofit or upgrade their home to resist wind or flood damage.
DC	X	X	No tax credits or deductions, but the Floodproofing Rebate Program may provide grants up to $3,000 for the purchase and installation of approved flood proofing measures in the greater Bloomingdale and LeDroit Park drainage areas.
FL	My Safe Florida Home Program	X	As of August 1, 2025, certain disaster preparation and relief supplies will be tax-free.
GA	X	Georgia residents may, for tax years beginning January 1, 2026, establish catastrophe savings accounts to cover repair costs and losses related to damage caused by a catastrophic storm or flood.	X
KY	X	X	A refund on sales and use taxes for building materials to repair or replace a home or business after a natural disasters. Mobile homes are included. Maximum refund is $6,000 per building affected.
LA	Louisiana Fortify Homes Program	X	Income tax credit up to 50% of costs paid by a taxpayer to voluntarily retrofit an existing residential structure to State Uniform Construction Code.
MS	Strengthen Mississippi Homes	Catastrophe Savings Accounts	No tax credits or deductions, but a grant funded by FEMA may be available for installing a properly designed safe room or storm shelter.
NC	X	X	Mitigation credits can be available for qualifying homeowners policies in North Carolina's beach and coastal territories.
OK	Strengthen Oklahoma Home Program	X	X
SC	SC Safe Home Mitigation Grant Program	Catastrophe Savings Accounts	An income tax credit of 25% or $1,000 for cost incurred retrofitting a structure to protect against loss due to hurricanes, rising floodwater, or catastrophic windstorm events. Income tax credit up to $1,500 for state sales or use tax on purchases made to fortify a residence.
TN	X	X	Natural Disaster Sales Tax Refund up to $2,500 to replace damaged or destroyed items at an individual's primary residence.
TX	Hurricane Harvey Resilient Home Program	X	Sales and use tax exemption for labor that repairs residential real property in a declared disaster area. Materials used to make the repairs are taxable.
VA	X	X	Tax extensions and penalty and interest waivers may be available. February 2025 flooding victims currently qualify through November 3, 2025.

These resources could help you fortify your home against damage.

South Region
State	AL
Fortified Home or Fire Grant Program	Strengthen Alabama Homes
Disaster / Catastrophe Savings Accounts	Alabama residents may, after May 15, 2012, establish catastrophe savings accounts to cover repair costs and losses related to damage caused by a catastrophic storm or flood.
Tax Deductions	Alabama residents may deduct from gross income the lesser of 50% of the cost or $3,000 to retrofit or upgrade their home to resist wind or flood damage.
State	DC
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	No tax credits or deductions, but the Floodproofing Rebate Program may provide grants up to $3,000 for the purchase and installation of approved flood proofing measures in the greater Bloomingdale and LeDroit Park drainage areas.
State	FL
Fortified Home or Fire Grant Program	My Safe Florida Home Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	As of August 1, 2025, certain disaster preparation and relief supplies will be tax-free.
State	GA
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	Georgia residents may, for tax years beginning January 1, 2026, establish catastrophe savings accounts to cover repair costs and losses related to damage caused by a catastrophic storm or flood.
Tax Deductions	X
State	KY
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	A refund on sales and use taxes for building materials to repair or replace a home or business after a natural disasters. Mobile homes are included. Maximum refund is $6,000 per building affected.
State	LA
Fortified Home or Fire Grant Program	Louisiana Fortify Homes Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Income tax credit up to 50% of costs paid by a taxpayer to voluntarily retrofit an existing residential structure to State Uniform Construction Code.
State	MS
Fortified Home or Fire Grant Program	Strengthen Mississippi Homes
Disaster / Catastrophe Savings Accounts	Catastrophe Savings Accounts
Tax Deductions	No tax credits or deductions, but a grant funded by FEMA may be available for installing a properly designed safe room or storm shelter.
State	NC
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Mitigation credits can be available for qualifying homeowners policies in North Carolina's beach and coastal territories.
State	OK
Fortified Home or Fire Grant Program	Strengthen Oklahoma Home Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	X
State	SC
Fortified Home or Fire Grant Program	SC Safe Home Mitigation Grant Program
Disaster / Catastrophe Savings Accounts	Catastrophe Savings Accounts
Tax Deductions	An income tax credit of 25% or $1,000 for cost incurred retrofitting a structure to protect against loss due to hurricanes, rising floodwater, or catastrophic windstorm events. Income tax credit up to $1,500 for state sales or use tax on purchases made to fortify a residence.
State	TN
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Natural Disaster Sales Tax Refund up to $2,500 to replace damaged or destroyed items at an individual's primary residence.
State	TX
Fortified Home or Fire Grant Program	Hurricane Harvey Resilient Home Program
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Sales and use tax exemption for labor that repairs residential real property in a declared disaster area. Materials used to make the repairs are taxable.
State	VA
Fortified Home or Fire Grant Program	X
Disaster / Catastrophe Savings Accounts	X
Tax Deductions	Tax extensions and penalty and interest waivers may be available. February 2025 flooding victims currently qualify through November 3, 2025.

State programs to fortify your home

Why consider these state programs?

Grants

Catastrophe savings accounts

Tax deductions or credits

Find a state program

Programs in your state

Programs in your state

Programs in your state

Programs in your state

Programs in your state

Programs in your state

Programs in your state

Protecting your home for the future

Home upgrades

Wildfire protection

Water damage prevention

Roof improvements

Other organizations that can help

American Red Cross

FEMA

Disaster Safety

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