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Marriage and your finances

When planning your future together, it's important to discuss how you'll manage your finances in your marriage. Open communication about debts and aligning spending habits with your shared long-term goals can help you build a strong financial foundation as a couple.

Marriage and money basics

Money is a top cause of stress for many couples. To avoid conflict and work toward lasting financial well-being together, learn about key insurance and legal considerations and strategies for handling joint accounts, a shared budget and retirement goals.

  1. Marriage and finances: What to consider before tying the knot
  2. Why some married couples file taxes separately
  3. Guide for new military spouses
  4. Financial planning for modern families
  5. Understanding life insurance for spouses
Browse additional articles

Top related products for building a life together

Homeowners insurance

Moving in together? As you and your partner combine your households, make sure your property is protected from damage, theft or disasters.

Learn more about homeowners insurance

Get insurance tips for newlyweds

Valuables and personal property protection

Some personal items may not be fully covered by your property insurance. Make sure you have coverage for all your important items, especially things like your wedding and engagement rings.

Learn more about valuables and personal property protection

Do you need engagement ring insurance?

Auto insurance

Most married couples are required to be on the same auto policy. Combining policies could also help you save money, simplify payments and get you the coverage you need.

Learn more about auto insurance

Protect yourself with proper insurance coverage

Special event insurance

Rain on your wedding day? Special event insurance can help you make sure your big day isn't a big financial disaster.

Learn more about special event insurance

Can you insure anything?

Estate planning

After a major milestone like marriage or growing your family, review or revise your will to make sure it covers your new family members.

Learn more about estate planning

Read effective estate planning strategies

Bank accounts and loans

If you're thinking of opening a joint bank account or getting a loan or mortgage together, make sure you're on the same page about spending and saving habits.

Learn more about bank accounts and loans

Should you open a joint bank account?

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Support for military spouses

Joining the military family? We're here to help you support your family at every stage, whether your partner is in the Guard or Reserve, on active duty, deployed, or during a PCS.

Learn more about support for military spouses

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5 tax tips for service members and their families

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Read article 5 Tax tips for service members and their families
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Related topics

  • Moving
  • Becoming a Parent
  • Divorce
  • Loss of a Loved One
  • Military Spouses

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Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. USAA means United Services Automobile Association and its affiliates.

  3. The information contained is provided for informational purposes only and is not intended to represent any endorsement, expressed or implied, by USAA or any affiliates.

  4. No Department of Defense or government agency endorsement.

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