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Update your Medicare prescription drug list.

Learn how keeping your medications up to date can make it easier to shop for Medicare Part D, also known as a Prescription Drug Plan (PDP).

Go to my drug list

How to update your prescriptions online

How to Update Your Drug List

Video Duration: 1 minute 23 seconds

Be prepared: Elapsed time 0 seconds [00:00]

When choosing a prescription drug plan, being prepared is key to keeping your out-of-pocket costs low. [Description of visual information: Prescription Drug Plan – It's important to be prepared. End of description]

Prescription details: Elapsed time 6 seconds [00:06]

First off, have your prescription details as well as the name of your preferred pharmacy handy. [Description of visual information: Keep Costs Low – Have your prescription details and the name of your pharmacy handy. End of description]

Match your prescription details: Elapsed time 14 seconds [00:14]

You'll need to make sure the dosage, quantity and frequency of each medication matches your exact prescription. You can find this information on your prescription label. [Description of visual information: make sure the dosage, quantity and frequency matches your prescription. End of description]

Add to your drug list: Elapsed time 24 seconds [00:24]

To add a prescription, search for the name of the drug and select it. Then, choose the dosage and enter the quantity. Your refill frequency options are 30, 90 and 365 days. For prescriptions you take as needed, choose the 30-day option. Select "Add Drug" to save your prescription to your drug list.

Complete your list: Elapsed time 49 seconds [00:49]

Repeat this step for each medication. If you need to update a prescription that's already in your drug list, you can select "change" or "remove" under the drug.

Review the information you've provided. If you want to see customized plan options, select "Continue."

Get started: Elapsed time 1 minute, 9 secods [01:09]

When you're ready to start, select "Update My Drug List."

End: Elapsed time 1 minute, 23 seconds [01:23]

What to know about your drug list

Provide a list of your current medications to help you shop.

Not all plans cover every drug. Entering your prescriptions can help you find a plan from Humana or Aetna that best fits your needs.

Have your prescription and pharmacy details ready.

You'll need to make sure each medication matches your exact prescription, including dosage and frequency. You can find this on your prescription label.

Go to my drug list

What does a Prescription Drug Plan help with?

Find lower out-of-pocket costs

Whether you’re on several medications or taking a name brand, our plans can help reduce your expenses.

Simplify your budgeting

Predictable monthly premiums and out-of-pocket maximums make it easier to track monthly spending.

Avoid penalties

If you sign up during the initial enrollment period, you won’t owe a monthly Part D penalty later, even if you change your plan.

Learn about PDP

Updating Medicare prescriptions FAQ

If you don't list your current prescriptions, you might pick a plan that doesn’t cover your medications and end up paying more out of pocket. Be sure to enter all your prescription drugs, even low-cost generics. Don’t add over-the-counter medications, supplements, or special vitamins. They’re usually not covered and could affect your estimated costs.

Yes, it’s important to enter your pharmacy when shopping for a Medicare Part D plan. Not all pharmacies are in-network for every plan and that affects what you’ll pay.

The pharmacy you choose also matters, too. Your plan only covers prescriptions filled at in-network pharmacies, unless it’s an emergency. Sometimes, using an in-network “preferred cost share” pharmacy can help you save money.

You can enter up to 3 pharmacies. Try adding your regular pharmacy plus at least 1 other so you can compare prices. You might also consider adding a mail-order pharmacy for more options. The “Digital Pharmacy” tab lists common choices.

If your doctor prescribes a new medication, first check whether your Medicare Part D plan covers it. You can look it up in your plan’s drug list, or formulary, online or call customer service for help.

If your medication isn’t covered, ask your plan if you can request a formulary exception. This means your doctor explains why you need the drug. If the plan still won’t cover it, or the cost is too high, think about switching plans during the next open enrollment period or talk with your doctor about other options.

Medicare drug plans can be different in a few important ways.

Formulary: Each plan has its own list of drugs it covers. Some plans might also have rules like needing your doctor’s approval before you fill certain prescriptions.

Costs: What you pay can vary a lot between plans. This included premiums, deductibles, copays and coinsurance.

Tiers: Plans group drugs into different cost tiers. The tier affects how much you pay out of pocket, and not every plan puts the same drug in the same tier.

Pharmacy network: Plans work with certain pharmacies. Using an in-network or preferred pharmacy often costs less than going out of network.

Coverage rules: Plans may have different rules for how often you can fill prescriptions, how much medicine you can get at once and whether you need to use mail order.

Update your drug list to make shopping for PDP easier.

Go to my drug list

Related footnotes:

  1. We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Related footnotes:

  1. USAA Life General Agency Disclosures

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