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Google Pay® FAQ

General

Google Pay is a contactless payment technology used to make secure mobile payments with retailers in-store that accept it and can be used for online purchases. You can download Google Pay from the Google Play store (Opens new window).‍ ‍ See note 1

You can add a USAA Bank Visa® debit or credit card through the USAA Mobile App or the Google Pay app. But you'll need to add your USAA Bank American Express® credit card through the Google Pay app.

To add a Visa debit or credit card through the USAA Mobile App:

  • Log on and select the account associated with the card you are adding.
  • Select the Account Summary of the card you want to add.
  • Select "Add to Google Pay."

For instructions on adding a USAA Bank Visa debit or credit card or USAA Bank American Express credit card to a device through the Google Pay app, visit Google Pay Support (Opens new window).‍ ‍ See note 1 If the USAA Bank card you're trying to add isn't accepted, call us at 800-531-USAA (8722).

To make a purchase with Google Pay in-store:

  • Unlock the Google Pay app in your mobile device.
  • Select the card you want to use.
  • Hold the top of your mobile device near the contactless reader to complete your purchase.

If a transaction does not register, get help making a purchase with Google Pay Help (Opens new window).‍ ‍ See note 1

You can use Google Pay in stores or on apps and websites where you find the Google Pay logo and the Contactless Symbol.

To learn if Google Pay is compatible with your device, contact your service provider or visit Google Pay Help (Opens new window).‍ ‍ See note 1

No. You can only add your USAA Bank Visa debit and credit cards through our mobile app. USAA Bank American Express cardholders, please add your card directly through the Google Pay app located on your mobile device.

Yes. In addition to Google Pay, you can use your USAA Bank debit and credit cards with Samsung Pay® and Apple Pay®.

For updates and additional information, visit Google Pay Help (Opens new window).‍ ‍ See note 1

Security

When you use Google Pay, a virtual card number is sent to the merchant for that purchase. This helps to keep your actual USAA Bank card information safe. Before making the purchase, you'll need to unlock your mobile device.

If you see any transaction on your USAA Bank debit or credit card that you don't recognize, call us immediately at 800-531-USAA (8722).

Google Pay can't be used without unlocking your mobile device. But if you lose your mobile device, you can do one of the following:

  • Lock or erase your Google Pay account through Google Find My Device (Opens new window).‍ ‍ See note 1
  • Block or delete your USAA Bank cards on usaa.com. Log on and go to the Account Summary for the account you want to block. Select "Manage Devices for Mobile Pay."

Related footnotes:

  1. You are leaving USAA and being directed to a third party site that is not maintained, owned or operated by USAA. USAA does not control and is not responsible for the site content or the privacy or security practices of third parties. You should read the third party's privacy and security policies and site terms, as their practices may differ from those of USAA.

Related footnotes:

  1. Visa is a registered trademark of Visa International Service Association and used under license.

  2. American Express is a federally registered service mark of American Express and is used by USAA Federal Savings Bank as the credit card issuer pursuant to a license.

  3. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

  4. Apple Pay® is a registered trademark of Apple Inc.

  5. Google Pay is a trademark of Google LLC.

  6. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

  7. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

  8. USAA means United Services Automobile Association and its affiliates.

  9. "USAA Bank" means USAA Federal Savings Bank.

  10. Bank products offered by USAA Federal Savings Bank, Member FDIC. Credit card, mortgage and other lending products not FDIC-insured.

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