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Contactless cards let you pay with just a tap.

It's the easy and secure way to check out with your contactless card.

Benefits of tap to pay

Contactless technology uses Near Field Communication, or NFC, to securely complete payments at a merchant with a contactless enabled terminal. Using tap to pay can help keep your card information safe while saving you time at the register.

Fast

Pay in seconds with a tap of your card at a contactless enabled terminal.

Secure

Each contactless transaction is secured with a unique one-time security code to help prevent fraud.

Touch-free

Your card stays in your hand during checkout. So, you can pay without touching the sales terminal.

Ways to get a contactless card

We'll send a contactless card any time a card is renewed or replaced. We’ll also send a contactless card when you open a new checking or credit card account.

Debit card

Get a contactless card for your checking account.

Order a new debit card Select to order a new debit card

Learn about checking Select to learn about our checking accounts

Credit card

Get a contactless card for your cash back, points, low-rate or Secured card.

Order a new credit card Select to order a new credit card

Explore credit cards Select to learn more about our credit cards

Where to tap your card

 

A variety of merchants worldwide offer the convenience of tap to pay. Discover how a contactless card simplifies getting what you need, whenever you need it.

Stores and shops

  • Grocery
  • Retail
  • Drug and pharmacy
  • Convenience

Everyday services

  • Fast-food restaurants
  • Coffee shops
  • Vending machines

Transportation

  • Transit systems
  • Taxis
  • Parking
  • Gas stations

How to use your contactless card

Follow these three easy steps to use your contactless card to tap to pay at checkout.

Steps to complete How to use your contactless card

  1. Look

    Check for the EMVCo Contactless Symbol at the sales terminal when you're ready to pay.

  2. Tap

    Tap your card on the sales terminal or hold your card directly over the EMVCo Contactless Symbol.

  3. Go

    Your payment is securely processed in seconds. Once your payment is confirmed, you're good to go!

Contactless cards FAQ

We've started to issue contactless credit and debit cards to provide members added convenience and security. These cards are fast and easy to use when making purchases. Contactless technology will not be available for ATM cards.

Yes. When you have a contactless card, you have several options for making purchases. Depending on the sales terminal, you can tap to pay, insert your card's chip or swipe its magnetic stripe. You can also register your card with Apple Pay®, Samsung Pay® or Google Pay®.

When you pay with your digital wallet, you're using the card information that's stored on your mobile device or watch. When you tap to pay, you're using your actual card. Both methods are secure and fast. If needed, you can learn more about digital wallets.

No. ATM cards are for access to your savings account only, not for payments of any type. Tap to pay is available only with debit and credit cards that have contactless technology.

Related footnotes:

  1. Apple Pay® is a registered trademark of Apple Inc.

  2. Google Pay is a trademark of Google LLC.

  3. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

  4. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

  5. "USAA Bank" means USAA Federal Savings Bank.

  6. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

  7. Bank products offered by USAA Federal Savings Bank, Member FDIC. Credit card, mortgage and other lending products not FDIC-insured.

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