You have choices when it comes to ATMs.
There’s no fee when you use USAA Bank ATMs or one of the ATMs in our preferred network. To find a USAA Bank or preferred ATM, use our ATM locator.
You can still use other ATMs, but you might be charged an ATM fee. We’ll refund up to $10 in ATM fees each monthly statement cycle. See note 1
FAQ for using ATMs
It depends on which ATM you use.
USAA Bank ATMs don’t have deposit limit. For Allpoint+ ATMs, you can deposit $1,000 per transaction and up to $5,000 every rolling 30 days per card.
You can withdraw up to $1,000 a day and make up to 20 withdrawals every 24 hours. Some ATMs may require you to make more than one withdrawal to reach your limit.
If you need to withdraw a larger amount, you may request a temporary change to your limits.
Banks will sometimes charge a service fee if you use an ATM that's outside their network. The owner or operator may charge you a surcharge fee to use their ATM.
We don't charge ATM service fees and we'll automatically refund you up to $10 each monthly statement cycle for charges from other ATMs. See note 1 The refund will show up on your statement as "ATM Rebate."
To find an ATM within our preferred network, use our ATM locator.
You may be charged a 1% foreign transactions fee for international withdrawals. For more information, read our Account and Service Fee Schedule Open in a new tab.
Yes. You can use your credit card to get a cash advance. Rates and fees apply, so consider using this option as a last resort. Review your cardholder agreement for more information.