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Member Savings

Simplify and save.

You can save up to 15%‍ ‍ on your auto insurance when you bank with us and have coverage for your home and life.

How it works

It's easy. With each product you have — banking or insurance for your home or life — you could earn savings on a USAA auto policy.

The benefits of simplifying with USAA

  • Fewer apps to download and passwords to remember
  • Just one place to contact when life changes occur
  • Up to 15% off on your auto insurance
  • More time and money to spend on what’s important to you

Auto insurance

Members saved an average of $840‍ ‍ per year when they switched their coverage to USAA.

  • Get award-winning customer service, on the phone or via our 24/7 online support.
  • With the USAA Mobile App you can file and manage claims, get auto ID cards and proof of insurance, change your coverage and much more.
Get a quote on Auto Inurance

Learn more about Auto Insurance

Property insurance

Life's perils can strike at any moment, so reassure yourself with the right coverage.

  • Get coverage for fire, theft, personal liability and most weather-related damages with homeowners insurance.
  • Help protect your stuff for as little as 33 cents a day‍ ‍ with renters insurance. Add extra tech coverage‍ ‍ for just pennies more.
Learn more about Property Insurance

Life insurance

We offer two categories of policies tailored to help give your family peace of mind when they need it the most.

  • Term life insurance — Get flexible coverage and payment plans, typically for the least cost.
  • Permanent life insurance — Get coverage that lasts a lifetime and may build cash value.

USAA Life Insurance Company and USAA Life Insurance Company of New York

Get a quote on Life Insurance

USAA Bank

We can help you hang on to more of your money with simple, convenient products built for your everyday life.

  • Checking accounts
  • Credit cards
  • New and used car auto loans
  • Personal loans
Learn more about Bank Insurance

Simplify your financial life.

Save time and money by doing more with USAA.

Related footnotes:

  1. Investment and Insurance Products are:

    • Not Insured by the FDIC or Any Federal Government Agency
    • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank
    • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

  2. IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

  3. USAA products are available only in those jurisdictions where USAA is authorized to sell them. Some products not available in all states or locations. Additional restrictions apply.

Related footnotes:

  1. Eligibility to receive savings off auto policy premiums, and the amount of the savings, depends on a number of factors, including but not limited to, date of other product acquisition, other savings already on the policy, and the number and combination of active products you have with USAA and its affiliates. Not all products or combinations of products qualify for application of the savings off auto product premiums. Insurance products are subject to underwriting guidelines and acceptability. Not available internationally or in all states or in all situations; savings amount may vary by state. Savings subject to change. Restrictions apply.

  2. Potential average savings based on a countrywide survey conducted March 3, 2026 to March 30, 2026 of new customers who self-reported savings when they switched to USAA Auto Insurance between Feb. 12, 2025 to Feb. 1, 2026. Individual savings may vary and isn't guaranteed.

  3. Countrywide average price for policyholders who have $2,500 personal property coverage, $100,000 liability coverage and $5,000 medical payments coverage as of January 2026. Rates vary by location and risk. Rates are subject to change.

  4. Countrywide average price for policyholders who have $1,000 in coverage as of January 2025. Rates may vary by location and risk. Rates are subject to change.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. All credit cards subject to approval.

  3. Loans subject to credit and property approval. Minimum and maximum loan amounts apply and are subject to change without notice.

  4. "USAA Bank" means USAA Federal Savings Bank.

  5. USAA Federal Savings Bank offers deposit, credit card, consumer lending, mortgage, and other banking products and services. USAA Federal Savings Bank is a Member of FDIC. Credit card, mortgage and other lending products not FDIC-insured.

  6. Property and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, USAA Falcon Property & Casualty Insurance Company, and NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA EU DAC (Europe), and USAA EU DAC UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.

    Coverages subject to the terms and conditions of the policy.

    Learn about USAA's use of Artificial Intelligence.

  7. Learn about USAA's use of Artificial Intelligence at usaa.com/ai.

    Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.

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