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Is a fixed guaranteed growth annuity right for you?
Grow Your Money With Security and Stability
Video Duration: 1 minute 45 seconds
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Retirement may seem far away, but not so far that it isn't on your mind. You're playing it smart, saving money and doing your research.
But some of what you've learned may leave you feeling uncertain. The big ups and downs of the market can make it seem unpredictable.
Is it possible to feel secure, protect your savings and achieve growth over time? The answer is yes.
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With a USAA Fixed Guaranteed Growth Annuity, or FGG annuity, you'll be on a path to smooth, predictable growth.
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First, your money grows with a guaranteed, competitive interest rate for a period of time. It won't matter if the economy slows down. You can watch your deposits and your daily interest grow.
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Next, you get to bypass anxiety because your money isn't in the market. You keep your money safe because it's not an investment. Your money stays secure in a contract with the financial strength of USAA Life Insurance Company.
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Another great benefit is that your growth isn't taxed. The only time you face paying taxes is when you take money out. And by then, your tax rate in retirement could be much lower. The deferred tax benefit means that all the money you grow stays in your annuity, giving you even more growth.
The FGG annuity might be what you're looking for if you want worry-free retirement planning.
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Still have questions? Our Retirement Income Specialists can answer your questions. We can help you start a complimentary retirement income review to see how you can achieve your best possible retirement.
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Speak to a USAA Retirement Income Specialist today.
Description of visual information: [Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength.
An annuity is a long-term insurance contract sold by an insurance company designed to provide an income, usually after retirement, that cannot be outlived. There are fees, expenses and surrender charges that may apply.
The fixed annuity guarantee against principal loss depends on the claims paying ability of the insurance company.
USAA and its affiliates do not provide tax advice. Taxpayers should seek advice based upon their own particular circumstances from an independent tax advisor.
Money not previously taxed is taxed as income when paid. Withdrawals before age 59½ may be subject to a 10% federal tax penalty.
Fixed Guaranteed Growth (FGG): Forms ICC1798732 10-18, ASP98784CA 10-18, ASP98782ST 10-18, ASP98783FL 10-18, ASP98785ND 10-18, ASP98863SD 10-18, NSP98868NY 10-18
Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.
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Find out if a deferred annuity fits in your retirement plan.
We know buying an annuity is a big financial step. Read more about how deferred annuities work and check their rates and benefits to find out if they’re right for you.
See how your money could grow in an FGG annuity.
Just enter a starting amount in the calculator and the number of years you want your money to grow. We'll show you how your FGG account value could increase over time.
Ready to talk retirement?
Set up a complimentary retirement review with our Retirement Income Specialists. They’ll talk to you about your financial goals and annuity options, and help you create a plan.