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Great coverage starts with a quote.

Answer a few questions to see how USAA Homeowners Insurance could help protect you, your home and your stuff.

Get my quotefor homeowners insurance

Find a saved quotefor homeowners insurance

What sets us apart

Whether you're looking to save money or want better customer service, USAA has you covered.

Bundle and save

Save up to 10% on your premiums when you bundle homeowners and auto insurance.‍ ‍

Replacement cost coverage

This covers your things at today's replacement cost with no depreciation.‍ ‍

Legendary claims service

Take advantage of our quality coverage and award-winning service.

More reasons to choose USAA

Flexible payment plans

Adjust your payment due date to fit your needs.‍ ‍

Claims-free discount

Save up to 15% after five years without a claim.‍ ‍

Get a quote online now.

USAA Homeowners Insurance ranks among the top home insurers for its customer experience. As a USAA member, you'll get quality coverage and exceptional service.

Get my quotefor homeowners insurance

Find a saved quotefor homeowners insurance

Related footnotes:

  1. IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

Related footnotes:

  1. Savings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.

  2. With replacement cost coverage, at our option, subject to policy limits and policy deductible, if you actually replace the property we will pay you the lesser of our cost to restore, repair or replace the damaged property or the amount you actually spent to restore, repair or replace the property. Coverage applies to damage or loss due to events listed in your policy.

  3. Restrictions may apply to installment payment options.

  4. Discounts may not be available in all locations and are subject to change, other restrictions may apply.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. Property and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, USAA County Mutual Insurance Company, USAA Falcon Property & Casualty Insurance Company, based in San Antonio, Texas; USAA EU DAC (Europe), and USAA EU DAC UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.

    Coverages subject to the terms and conditions of the policy.

    Learn about USAA's use of Artificial Intelligence.

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