USAA Life Insurance Company and USAA Life Insurance Company of New York; John Hancock Life Insurance Company (U.S.A.); United Of Omaha Life Insurance Company, Mutual of Omaha Affiliates
Explore policies that can secure your loved ones’ futures, so you never stop being their protector.
It offers coverage that lasts a lifetime. And when you die, it generally pays a death benefit out to your beneficiaries tax free.
Some policies grow cash value that earns interest.
The amount it grows depends on your policy’s interest rate or the performance of a linked market index account.
This policy is best if you want lifetime coverage guaranteed not to change.
This policy from John Hancock is best if you want lifetime coverage you can adjust as your life changes.
For TTY devices, dial 711
Note: Days and times may vary
This policy from Mutual of Omaha affiliates is best if you’re looking for coverage you can’t be denied for.
In New York, you have to be 50 to 75 years old to qualify for it.
This policy is best if you want lifetime coverage guaranteed not to change.
This policy from John Hancock is best if you want lifetime coverage you can adjust as your life changes.
For TTY devices, dial 711
Note: Days and times may vary
This policy from Mutual of Omaha affiliates is best if you’re looking for coverage you can’t be denied for.
In New York, you have to be 50 to 75 years old to qualify for it.
Each type of policy comes with different features, and you get to choose what happens with it.
If you have a term policy that’s expiring soon, you could convert it to a permanent policy. Find out how with our Term Policy Conversion tool.
This includes other types of final expenses related to your death, like medical costs if you’re diagnosed with a terminal illness.
The money from your policy can help pay for your loved one’s care and other unexpected costs.
Depending on the options you choose, a child’s policy could last a lifetime. They may also be able to increase their coverage. ,
You can trust that we’ll be there for the people who matter most to you. Our Survivor Relations team is here to help your family understand their options and next steps to take after the loss of a loved one.
We suggest having enough coverage to pay off your debt, cover your funeral costs and help your beneficiaries with expenses you pay for.
But if you can’t afford that, having some coverage is better than none. Let us help you figure out how much coverage you may need.
Steps to complete How to get a policy
Just answer a few questions to get an idea about your coverage and costs.
You'll finish the application and set up a time to complete your free medical exam if you need one.
If approved and you decide to buy, coverage starts the day you make your first payment.
For TTY devices, dial 711
Note: Days and times may vary
We understand the importance of choosing the right protection for your family.
While a permanent policy can last a lifetime, we also offer term insurance to help cover your immediate needs.