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Make your move with Active&Fit Direct™.

Enjoy $0 enrollment fees, no long-term contracts and no annual fees.‍ ‍ See note 1,‍ ‍ See note 2

Learn more and Save on gym memberships (Opens new window)

Active and Fit Direct logo

USAA Perks® has an alliance with the Active&Fit Direct program.‍ ‍ See note 1,‍ ‍ See note 2 Fitness features include top gyms, 1-on-1 well-being coaching and thousands of free on-demand workout videos.

Save big in the new Active&Fit Direct Marketplace.

Enrolled members get 10% to 50% off wellness products. Unlock exclusive deals on gear, gadgets and apparel from Adidas®, New Balance®, Fitbit®, NutriBullet®, Therabody® and more.‍ ‍ See note 1

Fuel your workouts with the Active&Fit Direct program.

For $28 a month, you can get access to your choice of thousands of gyms and other great features.‍ ‍ See note 1

More than 12,800 gyms

Visit the gyms you know and love, including 24 Hour Fitness®, Anytime Fitness®, Workout Anytime®, Crunch Fitness® and more.

Over 10,200 exercise studios

Work out at premium studios including Pure Barre®, Club Pilates®, YogaSix® and more. Choose from yoga, cycling and other specialized studio classes.

Over 15,000 workout videos

Reach your fitness goals at home. Stream over 15,000 workout videos designed for all fitness levels, at no cost to you, even before you enroll.

USAA members enjoy these benefits.

Low costs

For just $28 a month, you can find your perfect gym from thousands of options nationwide with no enrollment fees.

No long-term contracts

Enjoy the flexibility to change your mind with no long-term contracts. Easily switch gyms or cancel online.

1:1 well-being coaching

Get coaching for things like fitness, nutrition and stress management as part of your membership.

Spouse membership options

Work out with your partner. Sign up your spouse and help them save on their fitness journey.

USAA Perks® is a free benefit of membership.

USAA Perks® has been helping its members save money on everyday needs for over 40 years. In the last 5 years alone, USAA Perks® has saved members a total of $1.24 billion.‍ ‍ See note 3

The program continuously adds new retailers and top brands, expanding member options for savings. Best of all, USAA Perks® is entirely free to use for all USAA members; it's included with your membership.

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Related footnotes:

  1. $28 enrollment fees waived 12/1/25 12:01 a.m. - 2/28/26 11:59 p.m. PT. Plus applicable enrollment fees and taxes. Not all program sponsors offer Marketplace; vendors, products, and discounts are subject to change. Members may select multiple gym memberships with a $5 discount off the monthly fee for each additional gym selected. Active&Fit Direct and its coaches provide general information for educational purposes only and do not offer medical or pharmaceutical advice or diagnoses. For any medical or health concerns, consult a qualified healthcare professional. Add your spouse/domestic partner for additional fees. Fees will vary. Conditions apply.

    © 2026 American Specialty Health Incorporated (ASH). All rights reserved. Active&Fit Direct and the Active&Fit Direct logos are trademarks of ASH and used with permission herein. Other names or logos may be trademarks of their respective owners. Fitness center participation varies by location and program sponsor and is subject to change. On-demand videos are subject to change. ASH reserves the right to modify any aspect of the Program (including any fees and introductory period) without limitation at any time. We may discontinue the program at any time.

  2. The Active&Fit Direct program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Active&Fit Direct and the Active&Fit Direct logo are trademarks of ASH and used with permission herein.

  3. Savings figures are based on information collected by Alliance Services Company, LLC and are based on purchases of discounted goods and services during the calendar years of 2020-2024. Due to the nature of individual member program usage, actual savings might differ from the estimated figures.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. By clicking on a vendor product or service, USAA may share your personal information (e.g. name, email, USAA Number, etc.) with these companies for authentication purposes and to facilitate your effort to transact business with their company

  3. The USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.

  4. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

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