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Pet Insurance

Help protect your furry family members.

Save up to 25% on coverage for dogs and cats through the USAA Insurance Agency's alliance with Embrace. ‍ ‍

Fetch a quote for pet insurance

Call 800-943-0979

For TTY devices, dial 711

Hours

Monday-Friday
8:00 a.m.-12:00 a.m. ET
Saturday-Sunday
10:00 a.m.-7:00 p.m. ET

Pet Insurance

Help protect your furry family members.

Save up to 25% on coverage for dogs and cats through the USAA Insurance Agency's alliance with Embrace. ‍ ‍

Fetch a quote for pet insurance

Call 800-943-0979

For TTY devices, dial 711

Hours

Monday-Friday
8:00 a.m.-12:00 a.m. ET
Saturday-Sunday
10:00 a.m.-7:00 p.m. ET

What do I get with pet insurance?

Pet insurance is a policy for your dog or cat that helps reimburse you if your furry family member gets sick or injured.

Visit any vet of your choosing

There are no networks, so you can visit any vet, even when traveling or stationed abroad.

Personalized coverage

Choose deductible and reimbursement options for your pet's specific needs.

Quick and easy reimbursement

Money can be deposited into your account within two days of your claim’s approval.

Fetch a quote for pet insurance

What do I get with pet insurance?

Pet insurance is a policy for your dog or cat that helps reimburse you if your furry family member gets sick or injured.

Visit any vet of your choosing

There are no networks, so you can visit any vet, even when traveling or stationed abroad.

Personalized coverage

Choose deductible and reimbursement options for your pet's specific needs.

Quick and easy reimbursement

Money can be deposited into your account within two days of your claim’s approval.

Fetch a quote for pet insurance

What’s covered

No matter what breed of dog or cat you have, you can get coverage for most accidents and unexpected illnesses, including:

  • Emergency room and specialist care
  • Cancer treatment
  • Surgery, hospitalization and nursing care
  • Prescription drugs
  • Diagnostic testing
  • And more

Help your dog or cat live a long, happy life.

Members can save up to 25% on pet insurance with USAA Insurance Agency and Embrace.‍ ‍

Fetch a quote for pet insurance

Help your dog or cat live a long, happy life.

Members can save up to 25% on pet insurance with USAA Insurance Agency and Embrace.‍ ‍

Fetch a quote for pet insurance

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. The above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.

  3. USAA Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic#0G89328, Cleveland, OH) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company (NAIC #0361-23469, Amelia, OH) d/b/a in CA as American Modern Insurance Company (NAIC #0361-23469) and American Southern Home Insurance Company (NAIC #0361-41998, Atlanta, GA). Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Discounts may vary and are subject to change. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms.

    Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address. © 2026 American Modern Insurance Group, Inc.

    The USAA Insurance Agency receives compensation on the sale or renewal of third-party products.

  4. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

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