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Living military life?
Join USAA.

At USAA, you can get all your insurance needs handled in one place, award-winning service, savings and advice. It’s free to join and your membership unlocks instant access.

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Coverage mil life calls for.


USAA has your back on the road and wherever you call home — including the barracks — with auto, renters, home insurance and more.

So many ways to save on auto.

FACT: Members saved an average of $840 per year‍ ‍ See note 1 when they switched to USAA Auto Insurance. Cover your ride with us and get great service and more ways to save. We offer discounts for:

  • Living on base‍ ‍ See note 2
  • Safe driving‍ ‍ See note 3
  • Bundling policies‍ ‍ See note 4
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Learn more about USAA auto insurance

Renters starts at just $10 a month.‍ ‍ See note 5

Take advantage of savings for military members like up to 28% more off‍ ‍ See note 6 your USAA Renters Insurance premium when you live on base. And it's easy to add extra protection for your tech for as little as 14 cents a day.‍ ‍ See note 7

A renters policy covers your stuff almost anywhere:

  • On base and in the barracks
  • In an apartment or house
  • In a moving truck or vehicle‍ ‍ See note 8
  • During PCS, deployment or TDY
  • While traveling — around the block, across the country or overseas‍ ‍ See note 9
Get a quote for USAA Renters Insurance

Learn more about USAA Renters Insurance

Popping the question?

Help protect that ring for as little as $2 a month‍ ‍ See note 10 with USAA Valuable Personal Property Insurance. VPP can also cover things like:

  • Engagement rings and other jewelry
  • Instruments and collectibles
  • Cameras
  • Weapons and more

FACT: USAA VPP helps protect some of your priciest stuff against loss or damage, with $0 deductibles.

Get a quote on USAA valuable personal property insurance

Learn more about USAA valuable personal property insurance

PCSing or deploying abroad?

Military life and its constant moves can be a lot. We get it. Whether it's saving you some cash while storing‍ ‍ See note 11 a vehicle or walking you through the coverage options for your next duty station, USAA is here to help.

For more details about what is available in the specific country you're moving to and what you need to do before you move, visit our overseas insurance page.

Cover your car overseas

If you’re driving internationally or storing your car stateside, USAA can help you get the coverage you need.‍ ‍ See note 11

Coverage for international renters

USAA Renters Insurance can help protect your stuff — whether you store it back home or take it with you.

Valuable Personal Property (VPP)

VPP policies help protect some of your most valuable items in case of loss or accidental damage with no deductible.

Personal Property Plus

Available in select areas of Europe, this offers protection beyond what a renters policy covers — including options for deployment, sports equipment, bikes and e-bikes — with no deductible.

Who should join USAA?

USAA membership is easy and free to get. If this is you, join today:

  • Active duty: all branches and ranks
  • National Guard and Reservists
  • Spouses and children of members
  • Veterans
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Related footnotes:

  1. IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

Related footnotes:

  1. Potential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.

  2. This is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.

  3. United Services Automobile Association discounts and savings for safe drivers may include, but are not limited to, the Premier Driver Level, Premier Driver Discount, Good Driver Discount (California) and Safe Driving program. Not available in all locations. Restrictions may apply.

  4. Multiple product savings do not apply in all states or to all situations. Savings subject to change. Restrictions apply.

  5. Countrywide average price for policyholders who have $2,500 personal property coverage, $100,000 liability coverage and $5,000 medical payments coverage as of January 2025. Rates vary by location and risk. Rates are subject to change.

  6. Renter's On-base discount is only available to qualifying members. Some locations may offer a higher discount. Other restrictions apply.

  7. Countrywide average price for policyholders who have $1,000 in coverage as of January 2025. Rates may vary by location and risk. Rates are subject to change.

  8. For coverage to apply, property must be under a bill of lading or other professional shipping document. Breaking, marring and scratching are excluded.

  9. Availability of renters insurance to residents of another country is limited to qualified members.

  10. Annual policy providing $2,500 on scheduled jewelry as of February 2025. Rates may vary due to location.

  11. Storage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.

  2. Property and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.

    Coverages subject to the terms and conditions of the policy.

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