Liability coverage helps protect your assets. If you hit and injure another driver, you could be responsible for their medical bills and property damage.

Collision coverage helps pay to fix or replace your car if you’re at fault for an accident. It can help if you back into a pole or hit another car while driving. Learn more about collision coverage.

Comprehensive coverage helps pay for things beyond your control that don’t involve someone else. It can help if your car gets damaged from something like hitting an animal, fire or flooding. Learn more about comprehensive coverage.

Learn more about types of car insurance coverage.

The combination of liability, collision and comprehensive coverage is what’s known as full coverage.

You may be surprised to learn that full coverage isn’t an option when you buy car insurance. That’s because full coverage may mean different things to different people.

If a bank or lender refers to it, they usually mean the minimum liability required by your state plus comprehensive and collision coverage. The combination of liability, collision and comprehensive coverage is what’s generally known in the insurance industry as full coverage.

However, additional coverages may be available to help you meet your needs such as medical payments or towing and labor. Consider all your coverage options carefully before purchasing a policy.

There are many factors involved in determining auto insurance rates. Your driving record, car's characteristics, location and coverage amount play a part in how much you’ll pay.

You don’t have to sacrifice quality coverage and service to lower your premium. We can help with car insurance discounts and savings.

You can also save up to 10% when you bundle auto and property policies.‍ ‍ ^{See note 2}