Coverage for your personal use tractor and more
Whether you're mowing, hauling, digging or plowing, your tractor helps you get the job done. And we know the work doesn't stop if your equipment is stolen or damaged.
Help protect your investment and keep the work going with an insurance policy for your personal use tractor and implements.
What if I make money using my equipment?
If you use your equipment to generate income or perform work for others, you'll likely need a different policy.
Explore more coverage options for farm and ranch. Or call a Travelers agent at 866-678-0494. They can help you find the right coverage.
Protection to keep you going
With personal tractor insurance, you'll be prepared for almost anything that's in your path.
- Theft, vandalism and malicious mischief
- Collisions and rollovers
- Most weather-related damage
More protection if you want it
You can add replacement cost coverage for a personal tractor or implement that's up to 7 years old.
This covers the amount it would take to replace your tractor up to your policy's limit, minus your deductible.
Why get a policy through the USAA Insurance Agency?
Our agency has long-standing alliances with many insurance providers. We monitor those relationships to make sure they meet our standards of customer service and financial stability.
We've worked closely with Travelers for more than 20 years. You can get help from specially trained representatives who'll serve you at the level you expect.
How much does personal tractor insurance cost?
The cost can vary depending on the value of your equipment, your location and how much coverage you choose.
You can insure up to $100,000 of your personal equipment. Rates start at $300 a year as of September 2023.
Personal tractor insurance FAQ
If you financed your personal tractor or implement through a dealer, you may be required to have it.
It’s up to you how much coverage you get. But typically, people choose a coverage amount that’s equal to how much they’re financing their equipment for.
Generally, no. Most homeowners policies exclude things like tractors and golf carts. But you’ll want to check your policy to make sure.
Get coverage for your personal tractor and farm equipment.
