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Moving? We have overseas insurance for Guam too.

Help protect your car and property abroad.

If you’re PCSing or deploying to Guam, we can help cover you and your stuff with overseas insurance main page.

You can customize a policy to fit your needs while you live abroad.

Auto insurance

Stay covered when you’re driving in Guam. Here’s some of the coverage we offer:

  • Liability coverage for bodily injury and property damage
  • Help with medical payments after a covered accident
  • Comprehensive and collision coverage
  • Uninsured motorists coverage

Renters insurance

We can help protect your personal belongings while you’re stationed abroad. Here are some of the things we cover:

  • Damage to military gear and uniforms‍ ‍ See note 1
  • Theft and vandalism
  • Smoke, fire and lightning damage
  • Flood and some other types of water damage

Valuable Personal Property Insurance

Protect your valuables from theft and accidental breaks, losses or spills with no deductible. Here are a few of the things we help cover:

  • Jewelry and smartwatches
  • Cameras
  • Musical instruments
  • Guns and bows

Get covered before you move in 3 easy steps.

Steps to complete Get covered before you move in 3 easy steps.

  1. Find out what you need

    Think about what you plan to take with you, what you need to ship and what coverage you need to help protect your stuff.

  2. Get a quote

    If your move is more than 30 days away, you can get a quote online whether you already have a policy with us or not.

  3. Get covered

    If your move is less than 30 days away, call us to start your coverage and help protect your stuff during shipment.

Need to transfer an existing USAA policy?

We can get you a policy that helps protect you in Guam. We’ll make sure you don’t lose your coverage when you need it most.

Call the policy service number for your location to get started.

Resources to help you plan your move to Guam

Moving checklist

Answer a few quick questions to help simplify what you need to do.

PCS resource center

Understand all your options to help make your move easier.

PCS budgeting tips

Learn how to avoid common money mistakes and save more.

Our coverage can go with you if you visit the states.

Renters coverage goes worldwide.‍ ‍ See note 2

You don’t lose your renters coverage when you travel. If you’re visiting friends or family back home, we cover the things you take with you.

Your auto policy covers you in the U.S.

Your policy extends to the U.S. and may protect you and other licensed drivers in your household when driving rented or borrowed cars.

Guam overseas insurance FAQ

Vehicle registration

If you’re taking your vehicle to Guam, you’ll need to register it with the Guam Department of Revenue and Taxation. Once you’ve done that, let us know, so we can confirm your insurance with the Guam Motor Vehicle Division, or GMVD.

Proof of insurance

We’ll provide an insurance ID card for eligible vehicles when we issue the policy.

Keep a physical copy of your insurance ID card handy. The GMVD doesn’t accept faxes or emails for proof of insurance.

Regulations in Guam require an insurance agent to countersign certain insurance documents:

  • Policy declarations
  • Amended declarations
  • VPP change endorsement

To follow this regulation, we need to mail you the signed documents even if you ask to get them electronically.

Your auto coverage

If you’re shipping your car, keep your overseas policy until it arrives. Then we can help you transfer your coverage to a stateside policy. You just need to USAA contact us page.

If you’re not taking your car, remove your name from the registration and your insurance papers from the car. After that, you can cancel the policy. You’ll need to pay a premium for any coverage you’ve received.

Your renters coverage

Keep your overseas policy while your stuff is in shipment. That way you still have protection for any covered losses on the way.

When you and your stuff are back in the U.S., we can help transfer your policy. When you’re ready, USAA contact us page.

You can file a claim on the USAA Mobile App. Or you can file online. As soon as possible, contact a USAA claims representative.