USAA Life Insurance Company and USAA Life Insurance Company of New York; John Hancock Life Insurance Company (U.S.A.)
Explore policies that can secure your loved ones’ futures, so you never stop being their protector.
It offers coverage that last a lifetime. And when you die, it generally pays a death benefit out to your beneficiaries tax free. See note 1
Some policies grow cash value that earns interest. That gives you the option to borrow against it if you ever need to. See note 2
This policy gives you lifetime coverage guaranteed not to change.
This policy covers your child for the rest of their life.
This policy helps your family pay for your last expenses, like funeral costs.
For TTY devices, dial 711
Note: Days and times may vary.
This policy gives you lifetime coverage guaranteed not to change.
This policy covers your child for the rest of their life.
This policy helps your family pay for your last expenses, like funeral costs.
For TTY devices, dial 711
Note: Days and times may vary.
Each type of policy comes with different features, and you get to choose what happens with it.
If you have a term policy that’s expiring soon, you could convert it to a permanent policy. Find out how with our Term Policy Conversion tool. See note 3
This includes other types of final expenses related to your death, like medical costs if you’re diagnosed with a terminal illness.
The money from your policy can help pay for your loved one’s care and other unexpected costs.
Depending on the options you choose, a child’s policy could last a lifetime. They may also be able to increase their coverage. See note 4
You can trust that we’ll be there for the people who matter most to you. Our Survivor Relations team is here to help your family understand their options and next steps to take after the loss of a loved one.
Steps to complete How to get a policy
Just answer a few questions to get an idea about your coverage and costs.
You’ll finish the application and set up a time to complete your free medical exam if you need one.
If approved and you decide to buy, coverage starts the day you make your first payment.
For TTY devices, dial 711
Note: Days and times may vary.
This policy See note 5 from John Hancock is best if you want lifetime coverage you can adjust as your life changes.
For TTY devices, dial 711
Note: Days and times may vary.
We understand the importance of choosing the right protection for your family.
While a permanent policy can last a lifetime, we also offer term insurance to help cover your immediate needs.