Supplemental Health Insurance

Medical bills can grow fast, even with primary health insurance. Fill the gaps left by your medical plan with a supplemental policy that helps meet your health care needs.

Call 855-330-6618

For TTY devices, dial 711

Plans to help you focus on getting well

Supplemental health insurance eases the burden on your wallet by reimbursing you for high out-of-pocket medical costs.

Each of these plans can pay you directly — instead of your hospital or doctor. You decide what to use your cash benefits for.

Speak with a licensed agent at IHC Specialty Benefits to discuss your options at 855-330-6618.

Accidental Injury

Covers these costs and more with no deductible:

Emergency care, including ambulance expenses
Lab tests and X-rays
Hospital stays, including VA hospitals
Doctor visits

Explore accidental injury plans (Opens new window) Learn more: about accidental injury insurance

Critical Illness

Pays a lump sum for covered illnesses such as:

Heart attack
Stroke
Bone marrow or organ transplant
End-stage renal failure

Explore critical illness plans (Opens new window) Learn more: about critical illness plans

Cancer

Provides financial support for things like:

Initial diagnosis
Radiation and chemo treatments
Surgeries
Hospital stays and doctor visits

Explore cancer plans (Opens new window) Learn more: about cancer plans

Other plans to help keep you healthy

Dental

Find dental plans that cover cleanings, fillings and more at a low monthly cost.

Explore dental plans (Opens new window)

Vision

Get access to the largest network of doctors through VSP® Individual Vision Plans.

Explore vision plans (Opens new window)

Need primary health insurance?

Your wallet is better protected when you have both a primary policy and supplemental health insurance. Start with a primary plan that meets your specific needs.

Find an individual or family plan (Opens new window) Learn more: about
individual and family plans

Why go through USAA to get a supplemental health gap plan?

Service You Trust

We work closely with companies like IHC Specialty Benefits Group to make sure they give you the same service you’d get from us.

Wellness Perks

To help you on your wellness journey, USAA Perks® offers rewards and discounts on things like fitness programs and health products.‍ ‍^{See note 1}

Comprehensive Health Solutions

From dental to medical insurance, we offer a wide range of products to help you get or stay healthy.

Speak with a licensed agent at IHC Specialty Benefits to discuss your options.