You can decide if you need more coverage than what Parts A and B provide later. To learn more, go to medicare.gov.
What's a Medicare Advantage plan?
It's an alternative to Original Medicare offered by private insurers that contract with Medicare. They provide all of your Part A and Part B benefits.
You can enroll in a plan if you have Medicare Parts A and B and live in the plan's service area.
How's it different than Original Medicare?
In addition to Original Medicare benefits, many Medicare Advantage plans have prescription drug, vision or dental coverage.
Do Part C plans cover prescription drugs?
Some Medicare Advantage (MA) plans only provide medical coverage. But Medicare Advantage Prescription Drug (MAPD) plans combine medical and prescription drug coverage.
Before you shop for a plan, we recommend you enter your preferred providers and add any prescriptions you're taking. This helps you sort through plans and find the one that can best meet your needs.
You can add your preferences and prescriptions after you log on to our shopping experience.
Need help deciding which plan is right for you?
Our licensed insurance agents can guide you through your options.
Get more coverage as a veteran.
We're dedicated to helping military veterans and their spouses who are eligible for Medicare and use the VA.
If you're a veteran, you could choose a low-premium Humana Medicare Advantage plan to replace your Original Medicare plan in certain states.
These types of plans could complement your VA benefits and give you more care options.
We're partnering with Humana and their Medicare Advantage plans to meet veterans' health care needs.
How to get a Medicare Advantage plan
Steps to complete How to get a Medicare Advantage plan
Medicare Advantage FAQ
Your insurer will notify you in September of any changes for the next year. If you don't like the changes or have different needs, you can usually switch your Medicare Advantage plan during the Medicare Annual Enrollment Period. This happens Oct. 15 through Dec. 7.
You can also make plan changes if you experience a certain life event, like moving to a new state.
No. It replaces Original Medicare and a private insurer provides your Part A and Part B benefits.
You can, but you may pay more to use doctors, hospitals and providers outside of your plan's network.
Before you get a Medicare Advantage plan, check that it has a network of medical providers. It may cover you nationwide or locally.
If you travel often or have a second home, consider getting a PPO with a national network.
Make sure the plan provides the health coverage and flexibility that fits your needs. You should also consider:
- Which doctors and pharmacies you want to use in your plan's network.
- Drugs or services you need covered.
- How you want to get your health services.
- Deductible, copay and coinsurance costs.
You can help make your search easier when you log on to our shopping experience. Then enter your preferred providers and any prescriptions you take.
This helps you sort through plans and find the one that can best meet your needs.