What’s commercial property insurance?
Also known as business property insurance, it covers the building and property that make up your business, whether you own, lease or work from home. This includes things like your building structure, important documents and other tools you use to run your business. See note 1
What type of business needs property insurance?
If your business owns or rents anything of value — from lawnmowers to office furniture — you should consider commercial property insurance.
No matter the size or type of your company — from one landscaper to hundreds of employees — every business is exposed to risk. Fires, storms, theft, vandalism, burst pipes, even riots can disrupt your business. Commercial property insurance can help cover costs to keep it running.
If your business needs coverage beyond what commercial property insurance can provide, check out our other solutions for small business insurance.
Why choose us for property insurance?
If you qualify, it takes just a few minutes to quote and buy a USAA policy. We also work with other leading insurance carriers, so depending on what you need, we may connect you with another insurance company through the USAA Insurance Agency.
A commercial specialist can help you choose the right amount of protection. If you have questions about a policy, call 800-292-8135.
And if you have to report a claim, you can expect USAA-level support no matter who manages your policy.
An easy way to protect your business
If you need a broader range of coverage, consider a business owners policy, or BOP. It provides coverage for general liability, property damage and business income — all in one policy.
Commercial property insurance FAQ
It depends. A few factors affect how much you’ll pay, including the value of your property, number of employees, the type of work you do and where your business is located.
It can. A USAA Insurance Agency commercial specialist can help you choose the right coverage for your needs.
Depending on your business, you have a few options.
First, there’s inland marine insurance. It protects business property that’s moved around on land, like equipment, products or parts being shipped by cars, trucks or trains.
Another option is commercial auto insurance. It includes coverage for most vehicles used for business, like personal vehicles, trucks, trailers, buses and limousines.
So, whether you run a food truck, a mobile pet grooming service or anything in between, a USAA Insurance Agency commercial specialist can help you choose the right coverage for your business.
Our agency has long-standing relationships with many insurance providers. We make sure they meet our standards of customer service and financial stability. They have dedicated teams ready to ensure USAA members get a great mix of pricing and service.
We work to help protect your business.
Talk with a USAA Insurance Agency commercial specialist at 800-292-8135.
