South Carolina Car Insurance

• $25,000 of bodily injury liability coverage per person.

  This helps cover expenses for the injuries or deaths or others involved in accidents where you're found at fault.

• $50,000 of bodily injury liability coverage per accident limit.

  This is the total amount of coverage for expenses related to the injuries or deaths of others involved in accidents where you're found at fault.

• $25,000 of property damage liability coverage.

  This helps pay for damages to other people's property like vehicles, homes and other buildings if you're found at fault for an accident.

• Uninsured and underinsured motorist coverage

  Insurance companies are required to provide South Carolina drivers uninsured motorist coverage at the same level of bodily injury and property damage limits. Underinsured motorist coverage is not required, but is available up to the bodily injury and property damage limits. These coverages help cover your expenses if you're in an accident caused by a driver who doesn't have insurance or doesn't have enough coverage.

Some drivers choose to have higher limits and more coverages for greater protection. If you're responsible for injuries and damage that cost more than your policy will cover, you may have to pay out of pocket.

A popular coverage option is roadside assistance.^{See note2} It can help if you're broken down and need a tow. Many drivers also add rental reimbursement.^{See note3} It helps cover the cost of a rental car if your vehicle is in the shop for repairs after a covered loss.

If you're making payments to a leasing company or a lender, they may also require you to carry collision and comprehensive coverages. Learn more about the different types of car insurance coverage.