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Auto insurance designed for the military

Our policies are for anyone who's eligible but have features and benefits made for those in the military. Whether you're active duty, retired, Guard or Reserves, you can get coverage that fits your lifestyle with USAA Auto Insurance.

Training or deploying soon? Your policy is easy for you and your family to manage, whether you're home or away. And if you have an auto claim, you can stay informed 24/7 with our Claims Center.

Features and benefits for military families

  • Custom Coverage Options

    Tailor your policy with the types of coverage you need. As your needs change, let us help you get the right coverage.

  • Flexible Payments

    Pay your premium based on your military, retirement or disability pay schedule. There's no extra cost for choosing your own payment dates.

  • International Coverage Available

    Make sure you're covered if your military career takes you outside the U.S. Learn about overseas insurance.

Military car insurance discounts and savings

Our members saved an average of $725 on their annual premium when they switched to USAA Auto Insurance.See note1 Whether you're active-duty or retired, we can help lower your family's premium with car insurance discounts.

On-Base

Save up to 15% on your auto premium when you garage your car on base.See note2

Storage

If you're deployed or storing your insured car for another reason, you could get up to 60% off your premium.See note3

Automatic Payments

Save up to 3% on your premium when you enroll in automatic payments.See note4 They also make things easier when you're deploying, training or traveling in retirement.

Multi-Vehicle

You'll save automatically when you have two or more vehicles on a policy.See note4

Bundle and Save

Save up to 10% when you bundle your auto and property policies.See note5

Save more with USAA SafePilot®.

If you live in an eligible state, you could save up to 30%See note6 with our safe driving program, SafePilot.

Why choose USAA for military car insurance?

USAA has been providing vehicle coverage to military members since 1922. We understand the needs of the military community and make it our mission to support those who serve and their families. If you're looking at USAA for military car insurance, you're in the right place.

Making a military move?

Most states require you to get some liability coverage. Some states ask you to buy uninsured or underinsured motorist coverage.

If you're preparing to move outside the U.S., you can learn about overseas insurance.

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Auto insurance tips for the military