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Debt solutions to help build your financial security.

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Start your journey to managing your finances better.

We offer services and support to help improve your credit score and lower your debt.

Understand the Servicemembers Civil Relief Act (SCRA)

Your military service could help you tackle debt with lower interest rates and waivers for some account fees. And these benefits apply to debt incurred before your service.

Learn more about scra benefits

Use our budget tools

If you’re not sure where to start, learn how to create and stick to a budget. Our budget tools give you insights into your spending habits, so you get and stay on track.

Get started with budgeting tools

Pay your bills

Using Pay Bills can help you from falling behind on your bills. Set up one-time or automatic payments for monthly household expenses.

Make a payment (Learn more about paying your bills)

Contact us

Things can happen when you least expect it and affect your finances. So we have specialists available to help you figure out how to deal with them.

Call 210-531-USAA (8722)

For TTY devices, dial 711

Hours of operation for our representatives

Monday to Friday
6 a.m. to 10 p.m. CT
Saturday
8 a.m. to 8 p..m. CT
Sunday
8 a.m. to 6 p.m. CT

Note: Days and times may vary

Manage your credit and debt

Need more help? The USAA Educational Foundation has free financial resources from experts in finance and military life to guide your decisions now and in the future.

Learn more about managing your credit and debit

Take control of your money

Get a better understanding of your paycheck, prioritize your spending and make a budget to improve your finances.

Learn more on taking control of your money

card-pack-authored-content-1

Start your journey to managing your finances better.

We offer services and support to help improve your credit score and lower your debt.

Understand the Servicemembers Civil Relief Act (SCRA)

Your military service could help you tackle debt with lower interest rates and waivers for some account fees. And these benefits apply to debt incurred before your service.

Learn more about scra benefits

Use our budget tools

If you’re not sure where to start, learn how to create and stick to a budget. Our budget tools give you insights into your spending habits, so you get and stay on track.

Get started with budgeting tools

Pay your bills

Using Pay Bills can help you from falling behind on your bills. Set up one-time or automatic payments for monthly household expenses.

Make a payment (Learn more about paying your bills)

Contact us

Things can happen when you least expect it and affect your finances. So we have specialists available to help you figure out how to deal with them.

Call 210-531-USAA (8722)

For TTY devices, dial 711

Hours of operation for our representatives

Monday to Friday
6 a.m. to 10 p.m. CT
Saturday
8 a.m. to 8 p..m. CT
Sunday
8 a.m. to 6 p.m. CT

Note: Days and times may vary

Manage your credit and debt

Need more help? The USAA Educational Foundation has free financial resources from experts in finance and military life to guide your decisions now and in the future.

Learn more about managing your credit and debit

Set up your preferences

Let us know how you want to be contacted about overdrafts and overdue bills for your USAA credit cards, loans, and lines of credit.

Update contact details

More resources on how to manage your money

Tips for dealing with financial stress

Article: 7 minutes

Read article: Tips for dealing with financial stress

How to create a budget: Lessons from being broke

Article: 5 minutes

Read article: How to create a budget: Lessons from being broke

Tips on how to pay off credit card debt

Article: 6 minutes

Read article: Tips on how to pay off credit card debt

Asking for help is always OK.

Financial difficulties can feel overwhelming. No matter where you are, a caring community is working to ensure our veterans feel heard, supported and valued. Find resources through Face the Fight® to help you through challenging times.

Visit wefacethefight.org

Financial security doesn’t have to be complicated.

We’re here to help with a variety of tools and resources to fit your needs.

Call 210-531-USAA (8722)

For TTY devices, dial 711

Hours of operation for our representatives

Monday to Friday
6 a.m. to 10 p.m. CT
Saturday
8 a.m. to 8 p..m. CT
Sunday
8 a.m. to 6 p.m. CT

Note: Days and times may vary

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. The trademarks, logos and names of other companies, products and services are the property of their respective owners.

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