Not sure how to begin investing?
The topic of investing may be intimidating, but it's easier than you may think. You can tailor your investment choices to stay on top of your financial goals.
Explore Your Investment Options
Choose from a full range of investment products and services that can help you meet your financial goals.
- StocksBuy and sell stocks with the help of our research and screening tools.
- USAA Mutual Funds
Brought to you by Victory CapitalChoose from a variety of mutual funds to help you diversify your portfolio. - Options TradingLearn more about options trading strategies that can help meet your needs.
- USAA 529 Plan
Brought to you by Victory CapitalGet help covering the rising cost of higher education expenses. - USAA Managed PortfoliosPut your investment portfolio in the hands of a professional.
- VictoryShares USAA Exchange-Traded Funds (ETFs)
Brought to you by Victory CapitalLearn how VictoryShares USAA ETFs can add flexibility and diversity to your portfolio. - Digital Investment AdviserLet our robo-advisor tool automatically manage your portfolio.
- Fund MarketplaceAccess thousands of mutual funds from other established fund companies.
Account Types for Just About Any Situation
Important Information
Consider the investment objectives, risks, charges and expenses of the USAA Mutual Funds and USAA ETFs carefully before investing. Download a prospectus or summary prospectus, if available, containing this and other important information from www.usaa.com/prospectus or www.victorysharesliterature.com, respectively. Read it carefully before investing.
Consider the investment objectives, risks, charges and expenses of the USAA 529 College Savings Plan (Plan) carefully before investing. Download a Plan Description and Participation Agreement (PDF) (Opens New Window) containing this and other information about the Plan from Victory Capital Advisers, Inc., Underwriter and Distributor. Read it carefully before investing. You should compare this Plan with any 529 Plan offered by your home state or your beneficiary's home state and consider, before investing, any state tax or other state benefits such as financial aid, scholarship funds and protection from creditors that are only available for investments in the home state's plan.
Video Duration: 1 minute 36 seconds
Transcript Date: June 20, 2019
Where to Start Investing Elapsed Time 0 Seconds
You might be interested in investing your money, but don't know where to begin.
Well, it's easier than you might think, and you don't have to be an expert to get started.
Choosing Your Account Type Elapsed Time 8 Seconds
The first step is choosing the account type for your investments. The easiest way to start is to think about your goal. What are you investing for?
Is it for retirement or education expenses?
There are investment accounts designed for those long-term goals that come with potential tax benefits, but they may have limitations on how much money you can put in and when you can take money out without taxes or penalties.
What if you're aiming for a new house or that dream vacation?
You can use a regular investment account to invest toward those goals.
These accounts have no limitations on when or how the money is used. But, they don't have the same tax advantages that come with the retirement and education accounts we mentioned earlier.
Purchasing Your Investments Elapsed Time 48 Seconds
Once you've determined which type of account may be right for you, the next step is purchasing your investments.
There are plenty of investment types available. Some examples include stocks, bonds, mutual funds and exchange-traded funds or E-T-Fs.
Some factors to consider when choosing your investments include your goals, comfort level with risk, and your time frame.
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Investing comes with risk of loss on the amount you invested, so take some time to learn more about the different ways to invest and the risk involved.
Before you begin investing, you should also make sure you have an emergency fund, are able to pay your bills each month, and have manageable debt.
Once you're ready to start investing, explore your options on this page.
Description of Visual Information: [Investments provided by USAA Investment Management Company and USAA Financial Advisors, Inc., both registered broker dealers, and affiliates. Investments/Insurance: Not FDIC Insured • Not Bank Issued, Guaranteed or Underwritten • May Lose Value. Systematic investment plans do not assure a profit or protect against loss in declining markets.] End of Description
