Schwab can help you invest for the future.
Think of mutual funds as a collection of investments. They can include stocks, bonds, and other types of investments. Mutual funds can help you by spreading investments across multiple asset classes. This is also known as diversification.
Mutual funds are managed by professionals. They can be an easier way to hold a diversified collection of investments without needing to monitor the performance of many individual securities.
Mutual funds are purchased through a brokerage account. You could also buy them in an IRA.
When you're buying into a fund, you're pooling your money with other investors. You can invest a lump sum or a monthly amount.
Funds vary in their approach to risk. They're run by professional money managers who decide which securities to buy and when to sell them.
This means you can invest without having to learn the inner workings of the stock market.
Whether you're a new or experienced investor, Schwab has the knowledge and tools to help you reach your goals.
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Understanding the differences between investing in individual stocks and mutual funds can help you decide what works best for you.
Our trusted provider, Schwab, has been helping people of all income levels make investments for more than 50 years. Let Schwab help you learn the benefits and considerations of mutual funds.
Choose from our mutual fund portfolio solutions designed to meet specific goals.
Schwab has tools designed to help you find and compare mutual funds to meet your needs and complement your portfolio.
View your Schwab investments alongside your USAA accounts without leaving usaa.com or our mobile app. Here's how.
Steps to complete See all your investment accounts in one place.
Select “Add or Explore” under Investments, search for “Charles Schwab U.S.,” then follow the instructions to connect accounts.
See an overview of your Schwab accounts that you've connected to USAA.
Go straight to schwab.com without an additional logon. It's convenient and secure.
Mutual funds and ETFs differ by how they're bought and sold. Mutual funds trade once a day, and all investors pay the same price.
ETFs trade like stocks, so investors pay different prices depending on the price of the ETF share at the time of trade.
Another key difference is in management. Both may be actively or passively managed, but mutual funds are usually actively managed while ETFs are usually passively managed.
There are three kinds of costs.
Your financial goals and risk tolerance can help to narrow your choices. You'll also want to align your financial goals, such as growth or income, with the stated objective of the fund. Some funds, like target date funds, are designed for specific goals like retirement.
Fund fees may play a factor as well depending on your situation. These costs may have a significant impact on long-term growth or your tax obligations.
You can invest with more confidence when you brush up on investing basics and get familiar with your options.
Let a trusted provider help you invest for the future.
Important information from USAA Investment Services Company (ISCO):
Review our relationship with you in our Relationship Summary PDF.
Important information from Schwab:
Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.
Learn more about USAA Investment Services Company Opens in a New Window or Charles Schwab Opens in a New Window on FINRA's BrokerCheck website.
Important information from USAA Investment Services Company (ISCO):
Review our relationship with you in our Relationship Summary PDF.
Important information from Schwab:
Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.
