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Investing made easy

Schwab Intelligent Portfolios uses a robo-advisor to build and manage your portfolio automatically. This makes it simple to work toward your financial future.

Are you saving for retirement or college? Working to build long-term wealth or sustainable, tax-efficient income? Schwab Intelligent Portfolios can help. Choose from a range of account types including brokerage, IRA, custodial and trust accounts.

How can a robo-advisor help me?

Robo-advisors can help put your money to work for you. Learn how they work and how they can be personalized to help you meet your specific financial goals.

  1. How Schwab Intelligent Portfolios work

  2. Step 1

    You complete a short questionnaire to establish your goals, risk tolerance and timeline.

  3. Step 2

    Schwab's robo-advisor builds a diversified portfolio of exchange traded funds (ETFs), chosen by experts, and a cash allocation.

  4. Step 3

    Innovative technology monitors and automatically rebalances your investments to help keep you diversified and on track.

Discover Schwab's robo-advice solutions

Schwab has two automated investing options — Schwab Intelligent PortfoliosSee note® and Schwab Intelligent Portfolios PremiumSee note®. You choose the one that best fits your needs.

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Schwab's automated investing options
Schwab Intelligent Portfolios Schwab Intelligent Portfolios Premium
Automated investing with no advisory fee Automated investing with unlimited, one-to-one guidance and personalized planning
A diversified portfolio of exchange-traded funds (ETFs) chosen by Schwab experts Offered Offered
Daily monitoring and automatic rebalancing Offered Offered
Tax-loss harvesting Offered Offered
24/7 live support from U.S.-based service professionals Offered Offered
Unlimited one-to-one guidance and personalized planning Not offered Offered
Powerful, interactive online planning tools Not offered Offered
Digital financial plan for reaching your goals Not offered Offered
Fees No advisory feeSee note1 One-time planning fee of $300, followed by an advisory fee of $30 a month
Minimum to start $5,000 $25,000
Learn more about Schwab Intelligent Portfolios Learn more about Schwab Intelligent Portfolios Premium

Schwab Intelligent Income

Schwab Intelligent IncomeSee note® is a simple, modern way to pay yourself in retirement. It lets you generate a predictable monthly paycheck from your investments. There is no additional fee to activate this feature, and it's available with both Schwab Intelligent Portfolios and Schwab Intelligent Portfolios Premium.

Learn more about Schwab Intelligent Income

Schwab automated investments FAQ

Important Information from USAA Investment Services Company (ISCO):
Review our relationship with you in our Relationship Summary.

ISCO is not a client of Schwab. ISCO is compensated by and has an incentive to promote Schwab. However, these costs are not passed on to USAA members. Download USAA's Referral Arrangement Disclosure.

Important Information from Schwab:

Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.

Broker Check by Finra

Learn more about USAA Investment Services Company or Charles Schwab on FINRA's BrokerCheck website.