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What's term life insurance?

It's coverage that typically lasts from 10 to 30 years. Your payments and coverage remain the same during the term you select when you purchase your policy.

Term life insurance may be the most budget-friendly way to help your loved ones pay for things like your mortgage, kids' education, funeral costs, medical bills and other expenses.

Life insurance designed with the military in mind

We have features designed for our military members included in our term life insurance policies. Military Protection Plus‍ ‍ See note 1,‍ ‍ See note 2 could help protect your family financially, whether you're active duty, deploying or separating.

Watch the video to learn more about it.

Features that fit your unique needs

Lasting protection for your family

An individual policy can cover your entire family. Employer-paid coverage ends if you lose your job or change careers, so term life insurance could help protect you and your family no matter where you work.

Expedited coverage if you deploy

If you're getting ready to deploy, your application goes to the front of the line. We want to help make sure your protection is in place before you leave.

Coverage with extra features for military members

Protection equal to Servicemember's Group Life Insurance (SGLI)

When you separate or retire, you can add coverage equal to your SGLI without a medical exam.‍ ‍ See note 3

Severe injury benefits

Policies may cover up to $25,000 if you suffer certain injuries in the line of duty.

Coverage during wartime

You'll still be covered if your death is caused by war or an act of terrorism.

Why choose term life insurance through USAA?

You can trust that we'll be there for the people who matter most to you. Our Survivor Relations team is here to help your family understand their options and next steps to take after the loss of a loved one.