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Safety first. Savings too.

When you drive better, you could earn a bigger discount with USAA SafePilot®. More safety on the roads means more savings for you.

Get a quote for Safe Pilot

Keep your eyes on the discount

See how much you could save.

 

15%

UPON ENROLLMENT‍ ‍

In just minutes, you can enroll and get up to a 10% discount off your USAA Auto Insurance premium.

Note: The USAA SafePilot® 15% enrollment discount is available in all U.S. locations except DC, HI, MS, ND, NY,SD, VT, WA, WI, WV, and WY. Additional restrictions apply for Massachusetts Unregistered policies.

THEN UP TO

30%

BASED ON YOUR SAFE DRIVING‍ ‍

At policy renewal, we’ll let you know how much of a discount you’ve earned based on your driving score.

Drive with more peace of mind

The USAA DriveSafe™ app includes a range of features, adding safety to every trip.

Accident detection and emergency call assistance

Begin your insurance claims in-app

Automatic trip data and safety score

How USAA SafePilot works

Steps to complete How USAA SafePilot works

  1. Sign up

    Enrolling in the USAA SafePilot program can help you earn up to a 15% discount right away.

  2. Download the app

    Once you have the free USAA DriveSafe™ app, you’re ready to go.

  3. Drive safe

    Using GPS and sensors to automatically log your trips, the USAA DriveSafe™ app gives you a score based on how you drive.

  4. Start saving

    Enjoy earning up to 30% off your premium at policy renewal when your discounts are calculated. 

Video Duration:

The savings don’t stop here

Members saved an average of $960 a year‍ ‍ by switching to USAA Auto Insurance. Discover even more ways you can help lower your rate.

Bundle and save

Bundle your coverage with home or renters insurance to save even more.‍ ‍

New Vehicle Discount

If your car is less than three years old, you could save with a discount.‍ ‍

Good Student Discount

Getting good grades can help you save up to 10% on your auto insurance.‍ ‍

Switch to USAA

Save more for driving less

With USAA SafePilot Miles™ you could get up to 20% savings for driving less and earn a discount of up to 20% off your premium for driving safely.‍ ‍

Learn More about Safe Pilot miles

Related footnotes:

  1. IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

Related footnotes:

  1. New or renewal policies underwritten in United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company and Garrison Property and Casualty Insurance Company may see savings off premium at renewal and receive initial participation discount when enrolled in either USAA SafePilot® or USAA SafePilot Miles® program. Must be enrolled in a safe driving program to receive discounts and/or mileage based rates. Earned driving discount is offered at renewal and is based on driving behavior of all rated drivers on the policy. USAA SafePilot initial participation discount is applicable to your initial enrollment, not to exceed 365 days, and expires at first renewal in which the driving discount is applied. Discount will vary by program selected and may vary by state. Discounts subject to change over life of the policy.

    New or renewal policies underwritten by any other USAA affiliate not named in paragraph above and which are enrolled in one of the safe driving programs, USAA SafePilot® or USAA SafePilot Miles®, on or after October 2026 may see savings off renewal premium or may be subject to an increase at renewal based on a personalized safe driving adjustment that may be earned by each participant. Participation is voluntary. USAA SafePilot initial participation discount is only applicable to initial enrollment not to exceed 365 days or until a personalized safe driving adjustment is earned. USAA SafePilot Miles may provide savings when driving less. Policies remaining consistently enrolled term to term in either program may receive a discount at new business and renewal. When a member is unenrolled from either program after earning a qualified driving score, a prior performance factor may be applied and may result in an increase or decrease to subsequent policy terms for that member, regardless of enrollment. Terms, savings, increases and discounts may vary by location.

    USAA SafePilot and USAA SafePilot Miles are optional programs that are available with an active USAA auto insurance policy. USAA SafePilot Miles is best for those comfortable with a monthly bill that varies and for those who drive less than 8,000 miles per year. Both programs only available in select states. Program availability and state restrictions apply. Smartphone, data plan, download of the USAA DriveSafe® app and multifactor authentication required. Programs are subject to change.

  2. Potential average savings based on a countrywide survey conducted March 3, 2026 to March 30, 2026 of new customers who self-reported savings when they switched to USAA Auto Insurance between Feb. 12, 2025 to Feb. 1, 2026. Individual savings may vary and isn't guaranteed.

  3. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.

  4. Discounts may not be available in all locations and are subject to change, other restrictions may apply.

Related footnotes:

  1. Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

  2. Property and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, USAA County Mutual Insurance Company, USAA Falcon Property & Casualty Insurance Company, based in San Antonio, Texas; USAA EU DAC (Europe), and USAA EU DAC UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.

    Coverages subject to the terms and conditions of the policy.

    Learn about USAA's use of Artificial Intelligence.

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