Health Insurance
As life changes, so should your health insurance.
Get the information you need to help you feel confident in the coverage you choose. Find out whether it's the right time to buy health insurance.
Find a Plan for Health InsuranceHealth Plans Designed for Any Circumstance
Choose from plans that provide comprehensive, temporary or supplementary coverage.
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Comprehensive Plan
Designed to keep you healthy in your everyday life while also protecting you during significant events.This plan can provide broad health coverage for an extended period. -
Short Term Plan
Covers illnesses and injuries that occur while you're insured.This plan can bridge the gap between comprehensive plans if you've lost coverage. -
Fixed Health Benefit Plan
Offers a set payout for specific injuries, illnesses, medical procedures and drugs.This plan can supplement a more comprehensive plan.
Shop for the Coverage that Fits Your Lifestyle
Search our comprehensive plans by choosing the prescriptions you want covered, the doctor you want to see or the best level of coverage for you.
Get Started shopping for coverage that fits your lifestyle.If you're not seeing a plan that meets your needs here,
call us at 855-386-2350. 855-386-2350.
When can you buy health insurance?
You can purchase comprehensive health coverage if you are shopping:
Fixed health and short-term plans are always available to you. If you still need help, visit healthcare.gov to see what other options are available.
Complete Your Health Coverage
Health insurance doesn't cover dental or vision care. Consider other insurance plans that help keep you well.
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Dental Insurance
The cost of dental care adds up quickly. This coverage typically includes cleanings, fillings and more. -
Vision Insurance
Designed to keep you healthy in your everyday life while also protecting you during significant events.
Being Healthy Has Benefits
- Medicare
Medicare supplemental coverage helps absorb some of the cost associated with Medicare. - Accidental Injury
If you're hurt in an accident, accidental injury insurance can help with the cost associated with your injuries. - USAA Wellness
With the USAA Wellness program, staying well could earn you rewards and discounts.
Compare Plan Options
| Benefits | Comprehensive Plan | Short-term plan | Fixed Health Benefit Plan |
|---|---|---|---|
| Apply for coverage anytime during the year | Not Included | Included | Included |
| Complies with the Affordable Care Act | Included | Not Included | Not Included |
| Covers preventative and wellness care | Included | Not Included | Not Included |
| Covers pre-existing conditions | Included | After six months | Some plans under some circumstances |
| Requires a medical questionnaire | Not Included | Included | Included |
| Requires out-of-pocket payment | Included | Included | Included |
| Covers prescriptions | Included | Limited | Limited |
| Covers pregnancy | Included | Not Included | Not Included |
| Covers mental health and substance abuse | Included | Not Included | Not Included |
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Apply for a comprehensive plan Now | Apply for a short-term plan Now | Apply for a fixed health benefit plan Now |
Benefits: See summary of benefits for more detail. Benefits can vary by coverage and state.
Qualified Life Events
The following events are considered qualified events:
- Loss of coverage
- Changes in the household, like a death, marriage or birth
- Moving to a new state or country
- Changes in your income that affect the coverage you're qualified for
- Becoming a U.S. Citizen
- Leaving the military
