Dental insurance that’ll make you smile

Some plans have waiting periods, but you may be eligible for a waiver. You’ll just need to have at least a year of continuous coverage from a previous plan.

You may not qualify for the waiver it if you have a gap in coverage. Be sure to review the plan’s details for more information.

While you’re shopping for a plan, you’ll be able to search the plan’s network for your dentist. You can also ask your dentist or the one you’re thinking of going to.

Before you accept treatment, it’s a good idea to find out how much of your procedure's cost is covered.

Yes. Original Medicare and Medicare Supplement plans don’t cover dental services, so you should consider getting dental insurance.

Some Medicare Advantage plans offer dental benefits, but they don’t cover everything and may have low coverage limits. You could end up with unexpected out-of-pocket expenses.

It depends. Here’s how to help determine if you need coverage.

Active-duty service members: You shouldn’t need more dental insurance than what you’re getting if you’re enrolled in the TRICARE Dental Program, or TDP.

If you have a family, you may want to consider comparing your TDP benefits with a private dental insurance plan to find coverage that meets their needs.

Inactive Guard or Reserve, or you’re separated from the military: If you aren’t covered by an employer, you should consider getting a dental plan for you and your family.