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Get a Discounted USAA Bank Auto Loan

Save 0.50% off your USAA auto loan rate when you purchase using the USAA Car Buying Service.^{See note1}

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USAA Member Bonus Cash Offers

Save up to $5,500 on select models from Mercedes.

Save up to $1,000 on select models from BMW.

Save up to $1,000 on select models from Volvo.

Save up to $1,000 on select models from Jeep.

View All Bonus Cash Offers

Ways You Can Save

Savings Off MSRP

Lock in your savings on new and used vehicle prices. Members saved an average of $3,537 off MSRP on new vehicles.^{See note2}

Special USAA Member Bonus Cash

Save with special incentives for USAA members from select manufacturers.

Loan Rate Discount

Receive a 0.50% discount on your USAA auto loan rate when you purchase a vehicle using the USAA Car Buying Service.^{See note1}

Why Use the USAA Car Buying Service

Right Car, Better Price

A Certified Dealer gives you an upfront, discounted price including dealer fees and incentives.

Dealers Compete, You Compare

Your Member Price is better because more than 15,000 dealers set their price on over 2 million vehicles knowing you can compare their price to what other people paid.

A Price Curve for Your Car

When you use the USAA Car Buying Service, you'll see a price curve that shows you what others in your area paid for the same car.

Car Buying Tools

Auto Loan Calculator

Quickly estimate the loan amount that fits your budget.

How Much Should I Spend?

Everything you need to know when it comes to monthly cost.

USAA Auto Learning Center

How Much Car Can I Afford?

If you're getting an itch to buy your next car, it's important to first figure out how much you should spend on it - way before you ever step foot on a car lot. Read More

Helpful Links

Research Tools

Auto Products

Additional Information

Note 1 To qualify for the loan discount offer, the USAA Car Buying Service savings certificate that you use must be no greater than 90 days old, and you must fund the purchase of a vehicle from the participating dealer listed on your savings certificate with a USAA Federal Savings Bank auto loan. The discount is 0.50% for new vehicles and 0.50% for used vehicles off of the approved interest rate for loan terms up to 72 months. Discount offer is subject to change without notice. Please refer to usaa.com/autoloanoffer to learn more about the discount offer and to check for dealers. Car Buying Service is only available in continental U.S., Alaska, Hawaii and D.C.

New Car (dealer) Payment Example: A 60-month new auto loan (model years 2018-2020) with an annual percentage rate (APR) of 6.40% would have monthly payments of $19.52 per one thousand dollars borrowed.

Used Car (dealer) Payment Example: A 60-month used auto loan (model years 2012-2017) with an annual percentage rate (APR) of 8.92% would have monthly payments of $20.72 per one thousand dollars borrowed.

Note 2 Between 01/01/2018 and 12/31/2018, the average estimated savings off MSRP presented by TrueCar Participating Dealers to users of the USAA Car Buying Service, based on users who configured vehicles and subsequently purchased a new vehicle of the same make and model listed on the offer from TrueCar Participating Dealers, was $3,537 , including applicable vehicle specific manufacturer incentives. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The Manufacturer's Suggested Retail Price ("MSRP") is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealers trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing. Your actual purchase price is negotiated between you and the dealer. Neither TrueCar nor USAA sells or leases motor vehicles.

Use of the term "member" or "membership" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.

USAA Car Buying Service provided by TrueCar, Inc. USAA Bank receives marketing fees in connection with the Car Buying Service.

Bank products provided by USAA Federal Savings Bank, Member FDIC.

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USAA Car Buying Service

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