Banking for Your Everyday Life
Save time and money with our online banking products.
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Checking Accounts
Get a free account with access to more than 60,000 USAA-preferred ATMs nationwide.See note1 -
Credit Cards
Explore competitive variable credit card rates and great rewards programs. -
Auto Loans
We'll help you find a loan for a new or used car. -
Mortgages
Get a great value through our simplified mortgage process — including on-time closing.
Services at Your Fingertips

Free Budgeting Tools
We've designed a suite of tools to help you improve your financial health.
Learn More about Free Budgeting Tools
Pay With Your Phone
Use your phone to make in-store purchases at your favorite places. USAA debit and credit cards work with Apple Pay™,See note2 Samsung PaySee note3 and Google Pay™.See note4

ZelleSee note® Makes Lunch With Friends Easier
USAA together with Zelle makes sending and receiving money from friends fast and secure.
More Than 60,000 USAA-Preferred ATMs NationwideSee note1
View Our ATM LocatorFraud Alerts and Additional Security
We help protect your accounts to provide security and peace of mind.
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Secure Logon Options
With CyberCode TextSee note5 and Quick Logon, you're protected no matter how you access your accounts. -
FDIC Insured
Money in your checking, savings and CD accounts is protected up to FDIC limits. -
Fraud Protection
We monitor your accounts 24/7 and alert you of unusual activity.
USAA Member Benefits
When you join our family, you get access to services and tools to help you improve your financial security.
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Award-Winning Support
Our member service representatives are ready to help you with your banking needs.
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Active-Duty Military Benefits
We've enhanced government-required benefits and added some of our own.
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Special Features for New Recruits
There's no initial deposit required to get a checking account, and you'll get a pre-filled 1199A.
- Individuals who are currently serving in the U.S. Air Force, Army, Coast Guard, Marines or Navy.
- Those who have retired or separated from the U.S. military with a discharge type of Honorable.
Widows, widowers and un-remarried former spouses of USAA members who joined USAA prior to or during the marriage and individuals whose parents joined USAA.
Cadets and midshipmen at U.S. service academies, in advanced ROTC or on ROTC scholarship, plus officer candidates within 24 months of commissioning.
Other Products From USAA Bank
Need to talk to a person? Get award-winning service by phone or chat. Call us at 800-531-USAA (8722).
