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Mortgage refinance gives you options.

You could lower your interest rate, get cash out‍ ‍ See note 1 or pay off your loan faster.

Reduce your interest rate or shorten your term.

VA Interest Rate Reduction Refinance Loan (IRRRL)‍ ‍ See note 2

§%
Interest rate‍ ‍ See note 3

§%
APR‍ ‍ See note 4

Points §

  • Refinance up to 100% of the value of your home.
  • A variety of terms are available.
  • Option to finance the funding fee.‍ ‍ See note 2

Call 800-531-0341

For TTY devices, dial 711

Hours of operation for USAA loan officers

Monday to Friday
7 a.m. to 8 p.m. CT
Saturday and Sunday
Closed

Note: Days and times may vary

Learn about VA IRRRL

Conventional refinance loan‍ ‍ See note 5

§%
Interest rate‍ ‍ See note 3

§%
APR‍ ‍ See note 4

Points §

  • Refinance up to 95% of the value of your home.
  • A variety of terms are available.
  • Private mortgage insurance may be required.

Call 800-531-0341

For TTY devices, dial 711

Hours of operation for USAA loan officers

Monday to Friday
7 a.m. to 8 p.m. CT
Saturday and Sunday
Closed

Note: Days and times may vary

VA Jumbo Interest Rate Reduction Refinance Loan (IRRRL)

Refinance up to 100% of the value of your home, with an option to finance the funding fee.‍ ‍ See note 2

Call for jumbo VA IRRRL rates.

Call 800-531-0341

For TTY devices, dial 711

Hours of operation for USAA loan officers

Monday to Friday
7 a.m. to 8 p.m. CT
Saturday and Sunday
Closed

Note: Days and times may vary

Get cash out by trading in your home’s equity.

VA cash-out refinance loan‍ ‍ See note 1,‍ ‍ See note 2

§%
Interest rate‍ ‍ See note 3

§%
APR‍ ‍ See note 4

Points §

  • Refinance up to 90% of the value of your home.
  • Option to finance the funding fee.‍ ‍ See note 2

Call 800-531-0341

For TTY devices, dial 711

Hours of operation for USAA loan officers

Monday to Friday
7 a.m. to 8 p.m. CT
Saturday and Sunday
Closed

Note: Days and times may vary

Conventional cash-out refinance loan‍ ‍ See note 1,‍ ‍ See note 5

§%
Interest rate‍ ‍ See note 3

§%
APR‍ ‍ See note 4

Points §

  • Refinance up to 80% of the value of your home.

Call 800-531-0341

For TTY devices, dial 711

Hours of operation for USAA loan officers

Monday to Friday
7 a.m. to 8 p.m. CT
Saturday and Sunday
Closed

Note: Days and times may vary

VA jumbo cash-out refinance loan

Refinance up to 90% of the value of your home. Apply for up to $500,000 cash-out limit.‍ ‍ See note 1,‍ ‍ See note 2

Call for VA jumbo cash-out rates.

Call 800-531-0341

For TTY devices, dial 711

Hours of operation for USAA loan officers

Monday to Friday
7 a.m. to 8 p.m. CT
Saturday and Sunday
Closed

Note: Days and times may vary

Find a payment that works for you.

Use our calculator to find a monthly payment that may work for you and your budget.

Go to the mortgage calculator

Why choose us

Top VA home loan lender‍ ‍ See note 6

USAA Bank ranks as one of the top VA mortgage lenders.

20+ years of experience

USAA Bank has more than 20 years of experience with VA home loans.

Over a century of service

We’ve served the military since our founding in 1922.

Not a member? Join USAA

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