Our purchase rates
Fixed-rate loan type |
VA purchase loan See note 3 |
|---|---|
Interest rate See note 1 |
§% |
APR See note 2 |
§% |
Points |
§ |
Fixed-rate loan type |
VA jumbo purchase loan See note 3 |
Interest rate See note 1 |
§% |
APR See note 2 |
§% |
Points |
§ |
Fixed-rate loan type |
Conventional purchase loan See note 4 |
Interest rate See note 1 |
§% |
APR See note 2 |
§% |
Points |
§ |
Fixed-rate loan type |
Low down payment purchase loan See note 4, See note 5, See note 6 |
Interest rate See note 1 |
§% |
APR See note 2 |
§% |
Points |
§ |
Our purchase rates
| Fixed-rate loan type | Interest rate See note 1 | APR See note 2 | Points |
|---|---|---|---|
VA purchase loan See note 3 |
§% |
§% |
§ |
VA jumbo purchase loan See note 3 |
§% |
§% |
§ |
Conventional purchase loan See note 4 |
§% |
§% |
§ |
Low down payment purchase loan See note 4, See note 5, See note 6 |
§% |
§% |
§ |
| Fixed-rate loan type | VA purchase loan See note 3 |
|---|---|
| Interest rate See note 1 | §% |
| APR See note 2 | §% |
| Points | § |
| Fixed-rate loan type | VA jumbo purchase loan See note 3 |
| Interest rate See note 1 | §% |
| APR See note 2 | §% |
| Points | § |
| Fixed-rate loan type | Conventional purchase loan See note 4 |
| Interest rate See note 1 | §% |
| APR See note 2 | §% |
| Points | § |
| Fixed-rate loan type | Low down payment purchase loan See note 4, See note 5, See note 6 |
| Interest rate See note 1 | §% |
| APR See note 2 | §% |
| Points | § |
Our refinance rates
For VA Jumbo Interest Rate Reduction Refinance Loan (IRRRL) rates, call 800-531-0341.
Learn more about our mortgage refinance loans.
Loan Type |
VA Interest Rate Reduction Refinance Loan, or IRRRL See note 3 |
|---|---|
Interest rate See note 1 |
§% |
APR See note 2 |
§% |
Points |
§ |
Loan Type |
VA cash-out refinance loan See note 3, See note 8 |
Interest rate See note 1 |
§% |
APR See note 2 |
§% |
Points |
§ |
Loan Type |
Conventional refinance loan See note 4 |
Interest rate See note 1 |
§% |
APR See note 2 |
§% |
Points |
§ |
Loan Type |
Conventional cash-out loan See note 4, See note 8 |
Interest rate See note 1 |
§% |
APR See note 2 |
§% |
Points |
§ |
Our refinance rates
For VA Jumbo Interest Rate Reduction Refinance Loan (IRRRL) rates, call 800-531-0341.
Learn more about our mortgage refinance loans.
| Loan Type | Interest rate See note 1 | APR See note 2 | Points |
|---|---|---|---|
VA Interest Rate Reduction Refinance Loan, or IRRRL See note 3 |
§% |
§% |
§ |
VA cash-out refinance loan See note 3, See note 8 |
§% |
§% |
§ |
Conventional refinance loan See note 4 |
§% |
§% |
§ |
Conventional cash-out loan See note 4, See note 8 |
§% |
§% |
§ |
For VA Jumbo Interest Rate Reduction Refinance Loan (IRRRL) rates, call 800-531-0341.
Learn more about our mortgage refinance loans.
| Loan Type | VA Interest Rate Reduction Refinance Loan, or IRRRL See note 3 |
|---|---|
| Interest rate See note 1 | §% |
| APR See note 2 | §% |
| Points | § |
| Loan Type | VA cash-out refinance loan See note 3, See note 8 |
| Interest rate See note 1 | §% |
| APR See note 2 | §% |
| Points | § |
| Loan Type | Conventional refinance loan See note 4 |
| Interest rate See note 1 | §% |
| APR See note 2 | §% |
| Points | § |
| Loan Type | Conventional cash-out loan See note 4, See note 8 |
| Interest rate See note 1 | §% |
| APR See note 2 | §% |
| Points | § |
Have questions or need to refinance?
For help, questions or to find out what you may qualify for, give us a call.
For TTY devices, dial 711
Find a payment that works for you.
Use our calculator to find a monthly payment that may work for you and your budget.
Mortgage rates FAQ
You can buy points to lower your interest rate or get a higher rate and receive a lender credit on closing costs for your mortgage. Each point costs 1% of the loan amount.
Yes. In general, the higher your credit score, the better the interest rates you may qualify for.
A mortgage rate lock is an agreement between you and USAA Bank to secure the interest rate on your mortgage for a specified period. This protects you from any changes in interest rates, while you’re working to close on your loan.
To lock in your loan, it’s always best to speak to your loan officer to discuss your options.
